1205 N Lowry Ave, Springfield, OH 45504 Property Records

Clark County property record for 1205 N Lowry Ave, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1919
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,765 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-311-016`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-311-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1919
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	316 sqft
Deck Area	161 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1205 N LOWRY AVE
City	SPRINGFIELD
State	OH
Zip	45504-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PYTHIAN HEIGHTS ALL; 10077
Legal Subdivision	PYTHIAN HEIGHTS
Legal Block	311
Legal Lot Number	10077
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4011
Census Tract	3700

Owner

1205 N Lowry Ave is owned and occupied by two individuals who acquired it in February 2009.

Source: Clark County records, as of January 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 N LOWRY AVE, SPRINGFIELD, OH 45504-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit HOME CTY FSB/SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2009
Deed Sale	Feb 13, 2009
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1205 N LOWRY AVE, SPRINGFIELD, OH 45504-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005649
Date	Apr 27, 2020
Book Page	2171/308
Instrument	202000005649

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1205 N LOWRY AVE, SPRINGFIELD, OH 45504-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK TITLE AGENCY SOUTH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007113
Date	Jun 13, 2019
Book Page	2158/0677
Instrument	201900007113

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1205 N LOWRY AVE, SPRINGFIELD, OH 45504-1805
Document Number	0000010301
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	ALL POINTS TITLE AND CLOSING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 N LOWRY AVE SPRINGFIELD OH 455041805, SPRINGFIELD, OH 45504-1805

Mortgage

Document Number	0000010301
Date	Aug 1, 2018
Book Page	002147/000540
Instrument	10301

Lender

Name	HOME CTY FSB/SPRINGFIELD
Type	Federal Savings Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,580 Land $8,570 Building $47,010	$158,780 Land $24,480 Building $134,300
2024	$1,765.00
2023		$35,690 Land $7,650 Building $28,040
2022			$101,970 Land $21,850 Building $80,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 N Lowry Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1205 N Lowry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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