1205 N Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 1205 N Frances St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,697 sqft · built 1975
Lot Size	0.229 acres (9,960 sqft)
Owner	Individual Name on Record
Last Sale	$210,736 (Aug 2025)
Tax Bill	$762 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S1350002800`

Property Details

APN / Parcel Number

Primary APN	`S1350002800`
Alternative APNs	`00.1350.0001.0014.00.06.06` `R24900` `24900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,697 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,960 sqft (0.229 acres)
Lot Depth	166 ft Depth
Garage Type	Attached
Garage Area	187 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	32 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1205 N FRANCES ST
City	TERRELL
State	TX
Zip	75160-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFITH & GRIFFITH, BLOCK 1, LOT 14; & HOUSE
Legal Subdivision	GRIFFITH & GRIFFITH
Legal Block	1
Legal Lot Number	14
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1039
Census Tract	50402

Owner

Source: Kaufman County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Vendor's Lien, Transfer · FHA Mortgage ENCOMPASS LENDING GROUP LP
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Jul 9, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Record Updated	Oct 29, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Aug 1, 2025
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Document Number	0090780475
Book / Page	9078 / 475
Map Reference	CAB 1 ENV 118
Instrument Date	Jul 31, 2025
Instrument	2025-0023915
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 WINDSOR AVE # 1190, 1190, TERRELL, TX 75160-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 N FRANCES ST, TERRELL, TX 75160-1705

Mortgage

Document Number	20250023916
Date	Aug 1, 2025
Instrument	2025-0023916

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 N FRANCES ST, TERRELL, TX 75160-1705

Mortgage

Document Number	0080230519
Date	Mar 27, 2023
Book Page	8023/519
Instrument	2023-0007996

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	174 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 N FRANCES ST, TERRELL, TX 75160-1705

Mortgage

Document Number	0077920255
Date	Sep 1, 2022
Book Page	7792/255
Instrument	2022-0033687

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053610053
Date	Jun 2, 2017
Book Page	5361/053
Instrument	2017-0012523

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIMA TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066980300
Date	Nov 20, 2020
Book Page	6698/300
Instrument	2020-0037175

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1205 N FRANCES ST, TERRELL, TX 75160-1705
Document Number	0057410122
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 N FRANCES ST TERRELL TX 751601705, TERRELL, TX 75160-1705

Mortgage

Document Number	0057410122
Date	Jul 18, 2018
Book Page	005741/000122
Instrument	17451

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 Homeowner's exemption Senior Citizen's exemption	$126,745 (-42.43%)	$247,171 (+12.27%) Land $44,500 Building $202,671
2024	$762.00
2023	$762.00 (-14.86%) Homeowner's exemption Senior Citizen's exemption	$220,161 Land $44,500 Building $175,661	$220,161 Land $44,500 Building $175,661
2022	$895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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