1205 Mountainbrook Rd, Oxford, AL 36203 Property Records

Calhoun County property record for 1205 Mountainbrook Rd, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,940 sqft · built 1977
Lot Size	0.525 acres (22,869 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2023)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-07-25-0-004-011.000`

Property Details

APN / Parcel Number

Primary APN	`22-07-25-0-004-011.000`
Alternative APNs	`214633` `184218` `60967`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,038 sqft
2nd Floor Area	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,869 sqft (0.525 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	214633
Street Address	1205 MOUNTAINBROOK RD
City	OXFORD
State	AL
Zip	36203-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 TSP 16S RNG 07E CHARLES STRICKLANDS 4TH ADD TO PINEWOOD SUB LOT 4 OXFORD AL
Legal Range	07E
Legal Township	16S
Legal Section	25
Legal Subdivision	PINEWOOD SUB
Legal Lot Number	4
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	1
Census Block	1000
Census Tract	1201

Owner

Source: Calhoun County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHEAHA BANK
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Oct 24, 2023	Survivorship Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Survivorship Deed, Transfer
Oct 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	3325-0465
Deed Book / Page	3325 / 465
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004975/552
Date	Nov 23, 2020
Book Page	4975/552
Instrument	4975-0552

Lender

Name	CHEAHA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005045/1
Date	Feb 1, 2022
Book Page	5045/1
Instrument	5045-0001

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Oct 24, 2023
Property Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Document Number	003325/465
Book / Page	3325 / 465
Map Reference	MB S PG 18
Instrument Date	Oct 23, 2023
Instrument	3325-0465
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1365 LEDBETTER RD, MUNFORD, AL 36268-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126

Mortgage

Document Number	0051150830
Date	Oct 24, 2023
Instrument	5115/0830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Nov 22, 2019
Property Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Document Number	3257/347
Book / Page	3257 / 347
Instrument Date	Nov 15, 2019
Instrument	3257-0347
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Oct 31, 2017
Property Address	1205 MOUNTAINBROOK RD, OXFORD, AL 36203-2126
Document Number	3224/754
Book / Page	3224 / 754
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 CHURCH ST, 901, OXFORD, AL 36203-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 GOSE BRANCH RD, WEST LIBERTY, KY 41472-8523

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-35.44%) Homeowner's exemption	$29,960 (+33.93%)	$299,500 (+33.88%) Land $25,000 Building $274,500
2024	$2,125.00 (+96.58%)	$22,370 (-1.68%) Land $2,500 Building $19,870	$223,700 (-1.68%) Land $25,000 Building $198,700
2023	$1,081.00 (+5.36%)	$22,752 (+5.3%) Land $2,500 Building $20,252	$227,520 (+5.3%) Land $25,000 Building $202,520
2022	$1,026.00	$21,606 Land $2,500 Building $19,106	$216,060 Land $25,000 Building $191,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	ANNISTON ALABAMA, THE WWSB OF THE CITY O
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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