1205 Maple Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 1205 Maple Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1958
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2014)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144200 155.00-2-19`

Property Details

APN / Parcel Number

Primary APN	`144200 155.00-2-19`
Alternative APN	`42001550000002019000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	60,984 sqft (1.4 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1205 MAPLE RD
City	ELMA
State	NY
Zip	14059-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C/AG
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2025
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 MAPLE RD, ELMA, NY 14059-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK
May 6, 2020	Loan Modification, Mortgage · Line of Credit FIVE STAR BK
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2014 · Amount on Record
Deed Sale	Mar 14, 2014 · Amount on Record
Deed Document Number	201450465
Deed Book / Page	11261 / 6578
Last Transfer Date	Feb 14, 2019
Transfer Doc	0113427777
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1205 MAPLE RD, ELMA, NY 14059-9574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139161769
Date	Oct 25, 2019
Book Page	13916/1769
Instrument	2019234587

Lender

Name	FIVE STAR BANK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1205 MAPLE RD, ELMA, NY 14059-9574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139392564
Date	May 12, 2020
Book Page	13939/2564
Instrument	2020079651

Lender

Name	FIVE STAR BANK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	1205 MAPLE RD, ELMA, NY 14059-9574
Document Number	0113617562
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 MAPLE RD ELMA NY 140599574, ELMA, NY 14059-9574

Mortgage

Document Number	0113617562
Date	Jun 18, 2020
Book Page	011361/007562

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Rate	1.75%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Apr 2, 2019
Property Address	1205 MAPLE RD, ELMA, NY 14059-9574
Document Number	0113427777
Book / Page	011342 / 007777
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 MAPLE RD ELMA NY 140599574, ELMA, NY 14059-9574

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (+1.85%) Homeowner's exemption
2025	$3,992.00 (+2.75%)	$7,000 (-) Land $1,700 Building $5,300	$269,250 (+3.85%) Land $65,389 Building $203,861
2024	$3,885.00 Homeowner's exemption	$7,000 (-) Land $1,700 Building $5,300	$259,259 (+3.7%) Land $62,963 Building $196,296
2023	Homeowner's exemption	$7,000 Land $1,700 Building $5,300	$250,000 Land $60,714 Building $189,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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