1205 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 1205 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 6,288 sqft · built 2007
Lot Size	12.8 acres (559,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$692,265 (May 2026)
Tax Bill	$7,221 (2026)
Deeds & Mortgages	Jun 2007 Mortgage Nov 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-327-1`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-327-1`
Alternative APN	`65009597`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	6,288 sqft Living Area
1st Floor Area	2,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	559,746 sqft (12.8 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-327-1
Street Address	1205 LOCUST RD
City	GILMER
State	TX
Zip	75645-2800
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 327-1, 12.85 ACRES (+.41 AC IN RD) & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	1-327
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3017
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 LOCUST RD, GILMER, TX 75645-2800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2007	Deed of Trust, Mortgage · Conventional Mortgage EDWARD JONES MORTGAGE LLC
Nov 16, 2006	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 8, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Mar 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Mar 29, 2022
Deed Document Number	20263044
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1205 LOCUST RD, GILMER, TX 75645-2800
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000740/263
Date	Jun 12, 2007
Book Page	740/263
Instrument	200705170

Lender

Name	EDWARD JONES MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2022

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1205 LOCUST RD, GILMER, TX 75645-2800
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000702/508
Date	Nov 16, 2006
Book Page	702/508
Instrument	200610380

Lender

Name	REGIONS BANK
Type	Bank
Address	CORDOVA, TN 38016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	189 Months
Due	Aug 1, 2022

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	May 8, 2026
Property Address	1205 LOCUST RD, GILMER, TX 75645-2800
Document Number	0000003044
Instrument Date	May 4, 2026
Instrument	2026.3044
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 LOCUST RD, GILMER, TX 75645-2800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003045,
Date	May 8, 2026
Instrument	2026.3045

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Mar 29, 2022
Property Address	1205 LOCUST RD, GILMER, TX 75645-2800
Document Number	0202202537
Instrument Date	Mar 24, 2022
Instrument	202202537
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 LOCUST RD, GILMER, TX 75645-2800

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,221.00 (+350.19%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$574,650 (-0.03%) Land $128,780 Building $445,870	$574,650 (-0.03%) Land $128,780 Building $445,870
2025	$1,604.00 (-58.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$574,850 (+41.29%) Land $139,560 Building $435,290	$574,850 (+3%) Land $139,560 Building $435,290
2023		$406,853	$558,110 Land $170,610 Building $387,500
2022	$3,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Etex Telephone DSL	50 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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