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1205 Locust Ln, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1205 Locust Ln, Edgewater, MD 21037 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,568 sqft · built 1998
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Nov 2022)
Tax Bill$4,364 (2023)
Deeds & MortgagesJan 2022 Mortgage
Sep 2021 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-887-01017125

Property Details

APN / Parcel Number

Primary APN01-887-01017125
Alternative APNs
  • 188701017125
  • 88701017125

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,568 sqft Total Area
1st Floor Area784 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.206 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area392 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number88701017125
Old Parcel Number188701017125
Street Address1205 LOCUST LN
CityEDGEWATER
StateMD
Zip21037-4405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 1205 LOCUST LN WEST SHOREHAM
Legal SubdivisionWEST SHOREHAM BEACH
Legal Lot Number21 1205
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1020
Census Tract701201

Owner

Source: Anne Arundel County records · APN 01-887-01017125

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1205 LOCUST LN, EDGEWATER, MD 21037-4405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 02, 2022Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Mar 07, 2017Deed, Transfer · FHA Mortgage
OLD LINE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2022 · Amount on Record
Deed SaleNov 02, 2022 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Document Number0039248304
Deed Book / Page39248 / 304
Record UpdatedJun 07, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1205 LOCUST LN, EDGEWATER, MD 21037-4405
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySTATES TITLE FTS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0382290117
DateJan 18, 2022
Book Page38229/117
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1205 LOCUST LN, EDGEWATER, MD 21037-4405
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 LOCUST LN, EDGEWATER, MD 21037-4405

Mortgage

Document Number0375210218
DateSep 14, 2021
Book Page37521/218
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term306 Months
DueMar 01, 2047

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateNov 02, 2022
Property Address1205 LOCUST LN, EDGEWATER, MD 21037-4405
Document Number0392480304
Book / Page39248 / 304
Map ReferenceMB 21 FO 33
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyRE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1205 LOCUST LN, EDGEWATER, MD 21037-4405

Mortgage

Document Number0039248311
DateNov 02, 2022
Instrument39248/311
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 07, 2017
Property Address1205 LOCUST LN, EDGEWATER, MD 21037-4405
Document Number0307070187
Book / Page30707 / 187
Map ReferenceLB12228 FO154
Instrument DateFeb 28, 2017
Instrument30707-187
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBRENNAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 LOCUST LN, EDGEWATER, MD 21037-4405

Mortgage

Document Number30707195
DateMar 07, 2017
Instrument30707-195
Lender
NameOLD LINE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,364.00$399,700 Land $206,200 Building $193,500$399,700 Land $206,200 Building $193,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 49 individual NFIP policies nearby
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024, tidal / storm surge

Wildfire

Wildfire RiskLow
above 3% of the US · above 6% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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