Nicollet County property record for 1205 Lloyd Ln, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 1992 |
| Lot Size | 0.247 acres (10,758 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (Aug 2026) |
| Tax Bill | $4,618 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.793.0190 |
| Primary APN | 19.793.0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Basement Area | 1,515 sqft |
| Finished Basement | 1,515 sqft |
| Unfinished Basement | 455 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,758 sqft (0.247 acres) |
| Lot Dimensions | 130 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 80 sqft |
| Patio Area | 258 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1205 LLOYD LN |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 4 LOT 2 SUBDIVISIONCD 19793 SUBDIVISIONNAME STANDARD LUMBER SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | STANDARD LUMBER SUBD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 480300 |
1205 Lloyd Ln is owned and occupied by an individual who bought it in August 2026.
Source: Nicollet County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 LLOYD LN, SAINT PETER, MN 56082-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 20, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Deed Document Number | 2026359135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Aug 20, 2026 |
| Property Address | 1205 LLOYD LN, SAINT PETER, MN 56082-1125 |
| Document Number | 0000359135 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026359135 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135,653.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 LLOYD LN, SAINT PETER, MN 56082-1125 |
| Document Number | 0000359136, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 2026359136 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Number | 0000359137, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 2026359137 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 1205 LLOYD LN, SAINT PETER, MN 56082-1125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000354949 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 354949 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 15, 2027 |
The 2026 property tax bill for 1205 Lloyd Ln was $4,618 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,618.00 Homeowner's exemption | $353,400 (+13.09%) Land $45,500 Building $307,900 | $353,400 (+13.09%) Land $45,500 Building $307,900 |
| 2025 | $4,618.00 Homeowner's exemption | $312,500 Land $45,500 Building $267,000 | $312,500 Land $45,500 Building $267,000 |
| 2023 | $3,868.00 Homeowner's exemption | $301,900 Land $45,500 Building $256,400 | $301,900 Land $45,500 Building $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Lloyd Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1986–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1205 Lloyd Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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