1205 Lear Ln, Mascoutah, IL 62258 Property Records

St. Clair County property record for 1205 Lear Ln, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Jan 2025)
Tax Bill	$8,129 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Sale & Mortgage + 3 more
APN	`10-30-0-205-006`

Property Details

APN / Parcel Number

Primary APN	`10-30-0-205-006`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1205 LEAR LN
City	MASCOUTAH
State	IL
Zip	62258-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND SQUARE LOT 78 A02844136
Legal Subdivision	TOWNSEND SQUARE
Legal Block	205
Legal Lot Number	78
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1091
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 20, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC
Sep 21, 2021	Warranty Deed, Construction Loan · Construction Mortgage ENTERPRISE BANK & TRUST
Jul 31, 2020	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jul 23, 2020	Grant Deed, Construction Loan · Line of Credit TRIAD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	20252837968
Last Transfer Date	Apr 4, 2025
Transfer Doc	0002844136
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867

Mortgage

Document Number	0A02866810
Date	Nov 19, 2025
Instrument	A02866810

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 20, 2022
Property Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Document Number	0A02747057
Map Reference	MB 107 PG 39
Instrument Date	May 12, 2022
Instrument	A02747057
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 CEDARWOOD DR APT A, A, SCOTT AIR FORCE BASE, IL 62225-4100

Mortgage

Document Number	0A02747058
Date	May 20, 2022
Instrument	A02747058

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 21, 2021
Property Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Document Number	0A02717371
Instrument Date	Sep 7, 2021
Instrument	A02717371
Transaction Type	Construction Loan
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 SAXON RD, BARNHART, MO 63012-2502

Mortgage

Document Number	0A02717372
Date	Sep 21, 2021
Instrument	A02717372

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 31, 2020
Property Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Document Number	00A2660187
Instrument Date	Jul 13, 2020
Instrument	2660187
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 23, 2020
Property Address	1205 LEAR LN, MASCOUTAH, IL 62258-2867
Document Number	00A2659050
Instrument Date	Jul 7, 2020
Instrument	2659050
Transaction Type	Construction Loan
Record Updated	Aug 5, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

Mortgage

Document Number	A2659051
Date	Jul 23, 2020
Instrument	2659051

Lender

Name	TRIAD BK
Type	Bank
Address	10375 CLAYTON RD, ST LOUIS, MO 63131-2907

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,129.00 (+1,667.17%)	$112,471 (+97.4%) Land $7,627 Building $104,844	$337,413 (+97.4%) Land $22,881 Building $314,532
2022		$56,976 Land $5,897 Building $51,079	$170,928 Land $17,691 Building $153,237
2019	$460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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