Monroe County property record for 1205 Lakeside Dr, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1989 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2021) |
| Tax Bill | $790 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.15.3.36-5 |
| Primary APN | 02.15.3.36-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 280 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02632004943538 |
|---|---|
| Street Address | 1205 LAKESIDE DR |
| City | EFFORT |
| State | PA |
| Zip | 18330-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | LOT 19 BLK 3 |
| Legal Subdivision | SUN VALLEY |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 301204 |
1205 Lakeside Dr is owned and occupied by an individual who bought it in March 2021.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Mar 17, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 25, 2020 | Grant Deed, Transfer ALLODIAL TITLE |
| Mar 27, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 20219020 |
| Deed Book / Page | 2572 / 725 |
| Prior Transfer Date | Mar 27, 2020 |
| Prior Transfer Doc | 0000007792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015736 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 2633/6974 |
| Instrument | 202315736 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Mar 17, 2021 |
| Property Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Document Number | 0000009020 |
| Book / Page | 2572 / 725 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 202109020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NATIONAL ABSTRACT COMPANY INC, NATIONAL ABSTRACT CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Document Number | 0000009021 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 202109021 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Jun 25, 2020 |
| Property Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Document Number | 0000013385 |
| Book / Page | 002550 / 007883 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 13385 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ALLODIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 GLEN RD FORT LEE NJ 070241511, FORT LEE, NJ 07024-1511 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Mar 27, 2020 |
| Property Address | 1205 LAKESIDE DR, EFFORT, PA 18330-2154 |
| Document Number | 0000007792 |
| Book / Page | 002546 / 008350 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 7792 |
| Transaction Type | Foreclosure |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1205 Lakeside Dr was $790.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790.00 | $97,140 Land $15,460 Building $81,680 | |
| 2024 | $644.00 (+12.78%) | $97,140 (-) Land $15,460 Building $81,680 | |
| 2023 | $571.00 | $97,140 Land $15,460 Building $81,680 | |
| 2019 | $97,140 Land $15,460 Building $81,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Lakeside Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 88% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
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