1205 Koster Ct, Geneva, IL 60134 Property Records

Kane County property record for 1205 Koster Ct, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1992
Lot Size0.16 acres (683 sqft)
Owner2 Individual Names on File
Last Sale$74,000 (Aug 1994)
Tax Bill$5,235 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN12-01-108-160

Property Details

APN / Parcel Number

Primary APN12-01-108-160

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area2,051 sqft
Basement Area683 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area683 sqft (0.16 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1205 KOSTER CT
CityGENEVA
StateIL
Zip60134-3704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 20 CHESAPEAK CMMNS TWNHS UNIT 3
Legal SubdivisionCHESAPEAKE COMMONS TWNHMS 03
Legal Block4
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4014
Census Tract852500

Owner

1205 Koster Ct is owned and occupied by two individuals who bought it in August 1994.

Source: Kane County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1205 KOSTER CT, GENEVA, IL 60134-3704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 1994 · Amount on File
Deed SaleAug 2, 1994 · Amount on File
Deed Document Number199460735
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateSep 16, 2026
Property Address1205 KOSTER CT, GENEVA, IL 60134-3704
Document Number0000040105
Instrument DateSep 5, 2026
Instrument202640105
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 KOSTER CT, GENEVA, IL 60134-3704

Mortgage

Document Number0000040105,
DateSep 16, 2026
Instrument202640105
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate5.99%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Koster Ct was $5,235 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,235.00 Homeowner's exemption$80,484 (+8.5%) Land $10,083 Building $70,401$241,549 (+8.5%) Land $30,261 Building $211,288
2024$74,179 Land $9,293 Building $64,886$222,626 Land $27,890 Building $194,736
2022$4,656.00 (+3.26%) Homeowner's exemption$61,769 (+3.86%) Land $7,850 Building $53,919$185,307 (+3.86%) Land $23,550 Building $161,757
2021$4,509.00 Homeowner's exemption$59,473 Land $7,558 Building $51,915$178,419 Land $22,674 Building $155,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Koster Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1205 Koster Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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