1205 Georgetown Ext, Lenoir, NC 28645 Property Records

Caldwell County property record for 1205 Georgetown Ext, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,362 sqft · built 1987
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jan 1992)
Tax Bill	$6,433 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09148 1 34`

Property Details

APN / Parcel Number

Primary APN	`09148 1 34`
Alternative APN	`92303`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,362 sqft Heated Area
Gross Area	10,804 sqft
1st Floor Area	3,390 sqft
Upper Floors Area	1,972 sqft
Basement Area	2,812 sqft
Finished Basement	1,972 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Finished
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	92303
Street Address	1205 GEORGETOWN EXT
City	LENOIR
State	NC
Zip	28645-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1072/1677 0092 750.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1029
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 GEORGETOWN EXT, LENOIR, NC 28645-7067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1992 · Amount on Record
Deed Sale	Jan 1, 1992 · Amount on Record
Prior Sale	Jan 1, 1991 · Amount on Record
Deed Book / Page	1072 / 1677
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1205 GEORGETOWN EXT, LENOIR, NC 28645-7067
Document Number	0010051064
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 GEORETOWN EXT LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	0010051064
Date	Dec 2, 2020
Book Page	002005/001144
Instrument	10051064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1205 GEORGETOWN EXT, LENOIR, NC 28645-7067
Document Number	0010023819
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 GEORGETOWN EXT LENOIR NC 286457067, LENOIR, NC 28645-7067

Mortgage

Document Number	0010023819
Date	Jul 6, 2018
Book Page	001944/001223
Instrument	10023819

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,433.00 (-4.77%)	$1,039,100 (-0.02%) Land $23,800 Building $1,015,300
2025	$6,755.00 (+53.8%)	$1,039,300 (+75.05%) Land $23,800 Building $1,015,500	$1,039,100 (+75.02%) Land $23,800 Building $1,015,300
2023		$593,700 (-) Land $23,800 Building $569,900	$593,700 (-) Land $23,800 Building $569,900
2022	$4,392.00	$593,700 Land $23,800 Building $569,900	$593,700 Land $23,800 Building $569,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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