1205 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 1205 Fleming St, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,529 sqft · built 2006
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Aug 2019)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`38-05-26-014974-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014974-000-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
Gross Area	1,729 sqft
1st Floor Area	1,029 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	200 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	327 sqft
Balcony Area	84 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1205 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 BLK 6A FLEMING ISLAND ESTATES AS REC OR 4224 PG 1410
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	6A
Legal Lot Number	49
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

Source: Clay County records · APN 38-05-26-014974-000-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	201945366
Deed Book / Page	4224 / 1410
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0038322052
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 22, 2019
Property Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346
Document Number	0042241410
Book / Page	4224 / 1410
Map Reference	MB 4 PG 63
Instrument Date	Aug 22, 2019
Instrument	2019045366
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	GLOBAL TITTE PROFESSIONALS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 WINDJAMMER DR, 95, HIAWASSEE, GA 30546-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346

Mortgage

Document Number	0042241412
Date	Aug 22, 2019
Instrument	4224/1412

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346
Document Number	0041321444
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 FLEMING ST FLEMING ISLAND FL 320039346, FLEMING ISLAND, FL 32003-9346

Mortgage

Document Number	0041321444
Date	Oct 17, 2018
Book Page	004132/001444
Instrument	54419

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346
Document Number	0040750232
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 02, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 FLEMING ST FLEMING ISLAND FL 320039346, FLEMING ISLAND, FL 32003-9346

Mortgage

Document Number	0040750232
Date	Apr 18, 2018
Book Page	004075/000232
Instrument	19581

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1205 FLEMING ST, FLEMING ISLAND, FL 32003-9346
Document Number	0039440606
Book / Page	003944 / 000606
Instrument Date	Feb 06, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 FLEMING ST FLEMING ISLAND FL 320039346, FLEMING ISLAND, FL 32003-9346

Mortgage

Document Number	0039440606
Date	Feb 15, 2017
Book Page	003944/000606
Instrument	7960

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 14, 2037

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+4.87%) Homeowner's exemption	$224,989 (+5.99%)	$276,045 (-0.38%) Land $35,000 Building $241,045
2024	$2,688.00 (-8.82%)
2023	$2,948.00 (+7.36%) Homeowner's exemption	$212,281 (+3%)	$277,094 (+20.6%) Land $35,000 Building $242,094
2022	$2,746.00 Homeowner's exemption	$206,099	$229,772 Land $20,000 Building $209,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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