1205 Elm St, Front Royal, VA 22630 Property Records

Warren County property record for 1205 Elm St, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,300 sqft · built 2000
Lot Size	2.17 acres (94,874 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20/A1/74/2`

Property Details

APN / Parcel Number

Primary APN	`20/A1/74/2`
Alternative APN	`8946`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,300 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Unfinished Basement	1,300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2011
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,874 sqft (2.17 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8946
Old Parcel Number	20A174 2
Street Address	1205 ELM ST
City	FRONT ROYAL
State	VA
Zip	22630-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 2 GLAVIS SUBDIVISION RE-SUB TM 20A171 1 LR99-1889
Legal Subdivision	GLAVIS SUBDIVISION
Legal Lot Number	2
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	1
Census Block	1003
Census Tract	20602

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1337, FRONT ROYAL, VA 22630-0028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1205 ELM ST, FRONT ROYAL, VA 22630-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200003748
Date	Jun 22, 2020
Instrument	200003748

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	FRONT ROYAL, VA 22630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1205 ELM ST, FRONT ROYAL, VA 22630-3732
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003175
Date	Jun 19, 2017
Instrument	170003175

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	FRONT ROYAL, VA 22630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (+18.82%)	$403,900 (-) Land $74,000 Building $329,900
2025	$1,934.00 (+17.35%)	$403,900 (+20.03%) Land $74,000 Building $329,900	$403,900 (+20.03%) Land $74,000 Building $329,900
2024	$1,648.00	$336,500 (-) Land $69,300 Building $267,200	$336,500 (-) Land $69,300 Building $267,200
2023		$336,500 Land $69,300 Building $267,200	$336,500 Land $69,300 Building $267,200
2022	$1,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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