Black Hawk County property record for 1205 Eagle Ridge Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,836 sqft · built 2003 |
| Lot Size | 0.335 acres (14,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Aug 2025) |
| Tax Bill | $8,820 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-03-426-023 |
| Primary APN | 8914-03-426-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,836 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,525 sqft |
| Finished Basement | 975 sqft |
| Unfinished Basement | 1,525 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,580 sqft (0.335 acres) |
| Lot Dimensions | 135 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 1,028 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 286 sqft |
| Patio Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1205 EAGLE RIDGE RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGES FOURTH ADDITION LOT 7 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 03 |
| Legal Subdivision | RIDGES FOURTH ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 2606 |
1205 Eagle Ridge Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU |
| Jun 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Jun 9, 2023 · Amount on File |
| Deed Document Number | 202511479 |
| Prior Transfer Date | Jan 30, 2006 |
| Prior Transfer Doc | 2006019047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 8, 2025 |
| Property Address | 1205 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1563 |
| Document Number | 0202511479 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 2025-11479 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | BLACK HAWK CNTY ABSTRACT & T |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1563 |
| Document Number | 0202511480 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 2025-11480 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 7.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 9, 2023 |
| Property Address | 1205 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1563 |
| Document Number | 202300016551 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 202300016551 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1563 |
| Document Number | 202300016552 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 202300016552 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 1205 Eagle Ridge Rd was $8,820 with a homeowner's exemption, down 1.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,820.00 (-1.72%) Homeowner's exemption | $598,410 Land $77,520 Building $520,890 | $598,410 Land $77,520 Building $520,890 |
| 2024 | $8,974.00 | ||
| 2023 | $561,990 (+18.38%) Land $77,520 Building $484,470 | $561,990 Land $77,520 Building $484,470 | |
| 2022 | $8,600.00 (-1.17%) Homeowner's exemption | $474,730 Land $77,520 Building $397,210 | |
| 2021 | $8,702.00 | $474,730 Land $77,520 Building $397,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Eagle Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Eagle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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