1205 D St SW, Ephrata, WA 98823 Property Records

Grant County property record for 1205 D St SW, Ephrata, WA 98823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,149 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Jul 2017)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`MINA0700B`

Property Details

APN / Parcel Number

Primary APN	`MINA0700B`
Alternative APN	`14 1217 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
1st Floor Area	1,149 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1979
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	MINA0700B
Street Address	1205 D ST SW
City	EPHRATA
State	WA
Zip	98823-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 6 WICKWIRE ADD
Legal Range	26
Legal Township	21
Legal Section	21
Legal Subdivision	WICKWIRE ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	GRANT WA
Township / Civil Division	EPHRATA-SOAP LAKE
Census Block Group	2
Census Block	2013
Census Tract	10401

Owner

1205 D St SW is owned and occupied by an individual who bought it in July 2017.

Source: Grant County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 D ST SW, EPHRATA, WA 98823-2123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRANCO FEDERAL CREDIT UNION
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	20171380830
Prior Transfer Date	Oct 9, 2014
Prior Transfer Doc	0001338835
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT WA
Recording Date	May 26, 2026
Property Address	1205 D ST SW, EPHRATA, WA 98823-2123
Document Number	0001527106
Instrument Date	May 15, 2026
Instrument	20261527106
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1205 D ST SW, EPHRATA, WA 98823-2123

Mortgage

Document Number	0001527106,
Date	May 26, 2026
Instrument	20261527106

Lender

Name	GRANCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT WA
Recording Date	Jul 14, 2017
Property Address	1205 D ST SW, EPHRATA, WA 98823-2123
Document Number	0001380830
Map Reference	VOL3 PG14
Instrument Date	Jul 5, 2017
Instrument	1380830
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,203.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 D ST SW, EPHRATA, WA 98823-2123

Mortgage

Document Number	0001380831
Date	Jul 14, 2017
Instrument	1380831

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1205 D St SW was $1,585.

Source: Grant County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grant County
Municipality	Ephrata City
Unified School District	Ephrata School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00	$150,883	$150,883 Land $20,000 Building $130,883
2023		$144,650 (+9.7%) Land $20,000 Building $124,650	$144,650 (+9.7%) Land $20,000 Building $124,650
2022		$131,860 Land $20,000 Building $111,860	$131,860 Land $20,000 Building $111,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 D St SW in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	2 (2025–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 D St SW is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA WATER DEPARTMENT serves 8,718 people · EPA ID WA5323650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable	1,000 / 1,000
Grant PUD Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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