1205 Clay Hill Way, Durham, NC 27703 Property Records

Durham County property record for 1205 Clay Hill Way, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,645 sqft · built 2016
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (Jan 2016)
Tax Bill	$5,488 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0769-45-0331`

Property Details

APN / Parcel Number

Primary APN	`0769-45-0331`
Alternative APNs	`0769-45-03-3168` `216197`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1205 CLAY HILL WAY
City	DURHAM
State	NC
Zip	27703-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.700
Legal Description	DEL WEBB CAROLINA ARBORS/ PH:02A/LT#387 ABBEYV-2 G PL:000193-000120
Legal Subdivision	DW CAROLINA ARB
Legal Phase	2A
Legal Lot Number	387
Jurisdiction	DURHAM NC
Township / Civil Division	CARR
Census Block Group	3
Census Block	3038
Census Tract	1900

Owner

1205 Clay Hill Way is owned and occupied by two individuals who bought it in January 2016.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 CLAY HILL WAY, DURHAM, NC 27703-7854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2016 · Amount on File
Deed Sale	Jan 27, 2016 · Amount on File
Deed Document Number	20162425
Deed Book / Page	7863 / 183
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1205 CLAY HILL WAY, DURHAM, NC 27703-7854
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099890114
Date	Sep 22, 2023
Book Page	9989/114
Instrument	2023074912

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1205 Clay Hill Way was $5,488, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,488.00 (+2.52%)	$540,031 (-) Land $132,240 Building $407,791	$540,031 (-) Land $132,240 Building $407,791
2025	$5,353.00	$540,031 Land $132,240 Building $407,791	$540,031 Land $132,240 Building $407,791
2023	$4,822.00 (+2.33%)	$368,172 Land $112,500 Building $255,672	$368,172 Land $112,500 Building $255,672
2022	$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Clay Hill Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Clay Hill Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20