1205 Chestnut St, Waukegan, IL 60085 Property Records

Lake County property record for 1205 Chestnut St, Waukegan, IL 60085

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,944 sqft · built 1920
Lot Size	0.141 acres (6,120 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Apr 2020)
Tax Bill	$6,430 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-304-002`

Property Details

APN / Parcel Number

Primary APN	`08-16-304-002`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	1,472 sqft
Upper Floors Area	1,472 sqft
Basement Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.141 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	1205 CHESTNUT ST
City	WAUKEGAN
State	IL
Zip	60085-2960
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LYONDALE LOT 8 BLOCK 4
Legal Subdivision	LYONDALE
Legal Block	4
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	WAUKEGAN
Census Block Group	3
Census Block	3003
Census Tract	862100

Owner

1205 Chestnut St, a duplex, is owned and occupied by an individual who bought it in April 2020.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 6, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	20207645825
Prior Transfer Date	Jul 11, 2000
Prior Transfer Doc	0004559129
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960

Mortgage

Document Number	0007762871
Date	Mar 15, 2021
Instrument	7762871

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 6, 2020
Property Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960
Document Number	0007645825
Map Reference	DOC 46404
Instrument Date	Mar 20, 2020
Instrument	7645825
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960

Mortgage

Document Number	0007645826
Date	Apr 6, 2020
Instrument	7645826

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Mortgage

Document Number	0007645827
Date	Apr 6, 2020
Instrument	7645827

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 6, 2020
Property Address	1205 CHESTNUT ST, WAUKEGAN, IL 60085-2960
Document Number	0007645824
Instrument Date	Mar 12, 2020
Instrument	7645824
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 MAGNOLIA AVE GURNEE IL 600312919, GURNEE, IL 60031-2919

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Waukegan Township
Municipality	Waukegan City
Unified School District	Waukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,173 Land $9,786 Building $78,387	$264,546 Land $29,361 Building $235,185
2024	$6,430.00 (-1.12%)
2023	$6,503.00 (-1.17%)	$73,981 (+2.01%) Land $8,158 Building $65,823	$221,965 (+2.01%) Land $24,476 Building $197,489
2022	$6,580.00	$72,523 Land $6,789 Building $65,734	$217,591 Land $20,369 Building $197,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1205 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUKEGAN serves 87,149 people · EPA ID IL0971900
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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