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1205 Charles St, McHenry, IL 60051 Property Records

McHenry County property record for 1205 Charles St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 968 sqft · built 1882
Lot Size0.198 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (Jan 2022)
Tax Bill$3,256 (2024)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-26-481-005

Property Details

APN / Parcel Number

Primary APN09-26-481-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area968 sqft Living Area
1st Floor Area800 sqft
Basement Area656 sqft

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1882
Architectural StyleA-Frame
Construction TypeFrame
Foundation TypeRaised
Lot Area8,712 sqft (0.198 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1205 CHARLES ST
CityMCHENRY
StateIL
Zip60051-4517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0001169 SLY1/2 LTS 1 & 2 BLK 7 ORIG PLAT MCHENRY (EAST SIDE FOX RIVER)
Legal SubdivisionORIG PLAT MCHENRY
Legal Block7
Legal Lot Number1,2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2090
Census Tract870702

Owner

Source: McHenry County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address18704 IL ROUTE 176, MARENGO, IL 60152-9472
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleDec 29, 2009 · Amount on Record
Deed Document Number20221169
Prior Transfer DateAug 6, 2013
Prior Transfer Doc0000038911
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 10, 2022
Property Address1205 CHARLES ST, MCHENRY, IL 60051-4517
Document Number0000001169
Instrument DateNov 12, 2021
Instrument2022R0001169
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
Tax$95.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18704 IL ROUTE 176, MARENGO, IL 60152-9472

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,256.00$38,501 (+20.32%) Land $9,280 Building $29,221$115,503 (+20.32%) Land $27,840 Building $87,663
2022$32,000 Land $7,713 Building $24,287$96,000 Land $23,139 Building $72,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: i3 Broadband.

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