Chesapeake City property record for 1205 Charca Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,923 sqft · built 1991 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jul 2019) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Jan 2013 Mortgage Sep 2025 Line of Credit + 2 more |
| APN | 0584001000290 |
| Primary APN | 0584001000290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Attic | Attic |
| Attic Area | 375 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 93 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 703 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 610 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1205 CHARCA CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 29 LAS GAVIOTAS PH IV SEC THREE A |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21016 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2013 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 15, 2006 | Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2006 · Amount on Record |
| Deed Document Number | 201919255 |
| Deed Book / Page | 10037 / 1161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008957/260 |
|---|---|
| Date | Jan 30, 2013 |
| Book Page | 8957/260 |
| Name | ALLY CAPITAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Document Number | 10895/1606 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 10895/1606 |
| Instrument | 250021552 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | SUFFOLK, VA 23435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 29, 2019 |
| Property Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Document Number | 10037/1161 |
| Book / Page | 10037 / 1161 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 190019255 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, VA HOME TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Document Number | 0190019256 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 190019256 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 15, 2006 |
| Property Address | 1205 CHARCA CT, CHESAPEAKE, VA 23322-7151 |
| Document Number | 006584/432 |
| Book / Page | 6584 / 432 |
| Instrument Date | Jun 6, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006584435 |
|---|---|
| Date | Jun 15, 2006 |
| Instrument | 6584/435 |
| Name | ADVANCE MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,400 (+6.39%) Land $220,000 Building $299,400 | $519,400 (+6.39%) Land $220,000 Building $299,400 | |
| 2025 | $4,931.00 (+4.71%) | $488,200 (+9.39%) Land $200,000 Building $288,200 | $488,200 (+9.39%) Land $200,000 Building $288,200 |
| 2024 | $4,709.00 (+41.2%) | ||
| 2023 | $446,300 (+15.56%) Land $160,000 Building $286,300 | $446,300 (+15.56%) Land $160,000 Building $286,300 | |
| 2022 | $386,200 Land $140,000 Building $246,200 | $386,200 Land $140,000 Building $246,200 | |
| 2019 | $3,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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