1205 Central Ave, #9, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 1205 Central Ave, #9, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	2,342 sqft · built 1931
Lot Size	0.239 acres (10,394 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2015)
Tax Bill	$10,711 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00740-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`12-00740-0000-00027`
Alternative APNs	`120074000027` `08658000`

Interior

Stories	2 Stories
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	10,394 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 96 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	08658000
Street Address	1205 CENTRAL AVE, 9
City	PLAINFIELD
State	NJ
Zip	07060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 2342 SQ FT
Legal Subdivision	CITY/PLAINFIELD
Legal Block	740
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3017
Census Tract	39700

Owner

1205 Central Ave, #9 is owned and occupied by an individual who acquired it in May 2024.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 CENTRAL AVE, 9, PLAINFIELD, NJ 07060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE
Sep 18, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2015 · Amount on File
Deed Sale	Apr 8, 2015 · Amount on File
Deed Book / Page	6052 / 383
Last Transfer Date	May 10, 2024
Transfer Doc	0065662541
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 4, 2026
Property Address	1205 CENTRAL AVE, 9, PLAINFIELD, NJ 07060
Document Number	0000093220
Book / Page	15810 / 156
Instrument Date	May 14, 2026
Instrument	202693220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CENTRAL AVE, PLAINFIELD, NJ 07060-2814

Mortgage

Document Number	0000093220,
Date	Jun 4, 2026
Book Page	15810/156
Instrument	202693220

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 7, 2026
Property Address	1205 CENTRAL AVE, 9, PLAINFIELD, NJ 07060
Document Number	0000091137
Book / Page	15784 / 2639
Instrument Date	Mar 27, 2026
Instrument	202691137
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091137,
Date	Apr 7, 2026
Book Page	15784/2639
Instrument	202691137

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	1205 CENTRAL AVE # 9, 9, PLAINFIELD, NJ 07060-2814
Document Number	0143492101
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CENTRAL AVE PLAINFIELD NJ 070602814, PLAINFIELD, NJ 07060-2814

Mortgage

Document Number	0143492101
Date	Oct 17, 2017
Book Page	014349/002101
Instrument	647795

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORTMILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate	4.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1205 CENTRAL AVE # 9, 9, PLAINFIELD, NJ 07060-2814
Document Number	0143402175
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205-1209 CENTRAL AVE PLAINFIELD NJ 07060, PLAINFIELD, NJ 07060

Mortgage

Document Number	0143402175
Date	Oct 2, 2017
Book Page	014340/002175
Instrument	647027

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Central Ave, #9 was $10,711, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,711.00 (+2.22%)	$120,000 Land $48,400 Building $71,600	$120,000 Land $48,400 Building $71,600
2024	$10,478.00
2023		$120,000 Land $48,400 Building $71,600	$120,000 Land $48,400 Building $71,600
2022	$10,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Central Ave, #9 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Central Ave, #9 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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