1205 Cedar Ln, Dyer, IN 46311 Property Records

Lake County property record for 1205 Cedar Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1972
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Apr 2020)
Tax Bill	$3,341 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0129-0024`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0129-0024`
Alternative APNs	`45-10-01-353-004.000-034` `121401290024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	130 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0129-0024
Old Parcel Number	121401290024
Street Address	1205 CEDAR LN
City	DYER
State	IN
Zip	46311-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ESTATES ADD. UNIT NO.3 LOT 24
Legal Subdivision	HERITAGE ESTATES ADD
Legal Lot Number	24
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	3
Census Block	3015
Census Tract	42803

Owner

1205 Cedar Ln is owned and occupied by an individual who bought it in April 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 CEDAR LN, DYER, IN 46311-1340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	Jul 12, 2005
Deed Document Number	2020 023091
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 27, 2020
Property Address	1205 CEDAR LN, DYER, IN 46311-1340
Document Number	0000023091
Map Reference	MB 41 PG 107
Instrument Date	Apr 6, 2020
Instrument	2020 023091
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CEDAR LN, DYER, IN 46311-1340

Mortgage

Document Number	0000023092
Date	Apr 27, 2020
Instrument	2020 023092

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1205 CEDAR LN, DYER, IN 46311-1340
Document Number	0000005316
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CEDAR LN DYER IN 463111340, DYER, IN 46311-1340

Mortgage

Document Number	0000005316
Date	Jan 23, 2018
Instrument	5316

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,400 Land $85,100 Building $239,300	$324,400 Land $85,100 Building $239,300
2024	$3,341.00
2023		$303,600 (+6.79%) Land $85,100 Building $218,500	$303,600 (+6.79%) Land $85,100 Building $218,500
2022	$3,436.00	$284,300 Land $85,100 Building $199,200	$284,300 Land $85,100 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1205 Cedar Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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