1205 Caldwell Ct S, Belcamp, MD 21017 Property Records

Harford County property record for 1205 Caldwell Ct S, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1982
Lot Size	0.119 acres (5,183 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Apr 2023)
Tax Bill	$3,019 (2026)
Deeds & Mortgages	Jun 2023 Reverse Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-011839`

Property Details

APN / Parcel Number

Primary APN	`01-011839`
Alternative APNs	`1011839` `011839`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,183 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011839
Street Address	1205 CALDWELL CT S
City	BELCAMP
State	MD
Zip	21017-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 12 52/52X100 1205 CALDWELL CT SOUTH RIVERSIDE PT 46/111
Legal Subdivision	RIVERSIDE VILLAGE CHURCH CREEK
Legal Lot Number	12,1205
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301704

Owner

1205 Caldwell Ct S is owned and occupied by an individual who bought it in April 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 CALDWELL CT S, BELCAMP, MD 21017-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 13, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Jun 4, 1999 · Amount on File
Deed Book / Page	15876 / 26
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1205 CALDWELL CT S, BELCAMP, MD 21017-1403
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CALDWELL CT S, BELCAMP, MD 21017-1403

Mortgage

Document Number	0159530488
Date	Jun 28, 2023
Book Page	15953/488

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 13, 2023
Property Address	1205 CALDWELL CT S, BELCAMP, MD 21017-1403
Document Number	0158760026
Book / Page	15876 / 26
Map Reference	MB 46 FO 111
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CALDWELL CT S, BELCAMP, MD 21017-1403

Tax Assessment & Valuation

The 2026 property tax bill for 1205 Caldwell Ct S was $3,019 with a homeowner's exemption, up 31.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,019.00 (+31.2%) Homeowner's exemption	$277,000 (+10.2%) Land $75,100 Building $201,900	$277,000 (-) Land $75,100 Building $201,900
2025	$2,301.00 Homeowner's exemption	$251,367	$277,000 Land $75,100 Building $201,900
2023		$200,100 Land $75,100 Building $125,000	$200,100 Land $75,100 Building $125,000
2022	$2,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Caldwell Ct S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Caldwell Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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