1205 Academy Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 1205 Academy Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2015)
Tax Bill	$274 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0067-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0067-0150`
Alternative APNs	`00218437` `218437`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00218437
Street Address	1205 ACADEMY AVE
City	SPRING HILL
State	FL
Zip	34606-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 67 LOT 15
Legal Range	17E
Legal Township	23S
Legal Section	28
Legal Subdivision	SPRING HILL UN 2
Legal Block	67
Legal Lot Number	15
Legal Unit	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1023
Census Tract	41401

Owner

1205 Academy Ave is owned and occupied by an individual who bought it in November 2015.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1205 ACADEMY AVE, SPRING HILL, FL 34606-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 6, 2018	Loan Modification, Mortgage · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2015 · Amount on File
Deed Sale	Nov 19, 2015 · Amount on File
Deed Document Number	2015066027
Deed Book / Page	3306 / 1742
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1205 ACADEMY AVE, SPRING HILL, FL 34606-4804
Document Number	0036610737
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 ACADEMY AVE SPRING HILL FL 346064804, SPRING HILL, FL 34606-4804

Mortgage

Document Number	0036610737
Date	Jan 15, 2019
Book Page	003661/000737
Instrument	2507

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	1205 ACADEMY AVE, SPRING HILL, FL 34606-4804
Document Number	0036651338
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 ACADEMY AVE SPRING HILL FL 346064804, SPRING HILL, FL 34606-4804

Mortgage

Document Number	0036651338
Date	Jan 29, 2019
Book Page	003665/001338
Instrument	5828

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Academy Ave was $274 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$274.00 Additional exemption filed	$49,244	$122,825 Land $27,375 Building $95,450
2023		$46,462 (+3%) Land $46,462
2022	$250.00 Homeowner's exemption Disabled Person's exemption	$45,109	$123,324 Land $30,000 Building $93,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Academy Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1205 Academy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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