1205 3rd St SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 1205 3rd St SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,772 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage
APN	`80.03824.02`

Property Details

APN / Parcel Number

Primary APN	`80.03824.02`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1205 3RD ST SE
City	BEMIDJI
State	MN
Zip	56601-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 FINSETH ADD. TO NYMORE LOT- H
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	FINSETH ADD. TO NYMORE
Legal Lot Number	H
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	1
Census Block	1034
Census Tract	450706

Owner

1205 3rd St SE is owned and occupied by an individual.

Source: Beltrami County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 3RD ST SE, BEMIDJI, MN 56601-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	1205 3RD ST SE, BEMIDJI, MN 56601-3608
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000621523
Date	Mar 28, 2024
Instrument	A000621523

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1205 3rd St SE was $1,772, down 13.7% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,772.00 (-13.69%)	$168,100 (-) Land $11,500 Building $156,600	$168,100 (-) Land $11,500 Building $156,600
2025	$2,053.00 Homeowner's exemption	$168,100 Land $11,500 Building $156,600	$168,100 Land $11,500 Building $156,600
2023		$162,400 Land $11,500 Building $150,900	$162,400 Land $11,500 Building $150,900
2021	$1,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1205 3rd St SE.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 3rd St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20