1205 2nd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1205 2nd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Nov 2019)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121252010`

Property Details

APN / Parcel Number

Primary APN	`1121252010`
Alternative APN	`102819`

Exterior

Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	169 ft deep x 50 ft wide

Location & Zoning

Account Number	102819
Street Address	1205 2ND AVE
City	STERLING
State	IL
Zip	61081-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DNSMOR-PENGTON-COE SUB LOT 4 BLK 10 309700X
Legal Subdivision	DNSMOR-PENGTON-COE SUBDIVISION
Legal Block	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3014
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 2ND AVE, STERLING, IL 61081-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR
Nov 21, 2017	Deed of Trust, Mortgage · Conventional with PMI STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	20196237
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 7, 2019
Property Address	1205 2ND AVE, STERLING, IL 61081-2326
Document Number	0000006237
Instrument Date	Nov 4, 2019
Instrument	6237
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 12TH ST STERLING IL 610812205, STERLING, IL 61081-2205

Mortgage

Document Number	6238
Date	Nov 7, 2019
Instrument	6238

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1205 2ND AVE, STERLING, IL 61081-2326
Document Number	0000007155
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 2ND AVE STERLING IL 610812326, STERLING, IL 61081-2326

Mortgage

Document Number	0000007155
Date	Nov 27, 2017
Instrument	7155

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2032

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00	$22,062 Land $3,699 Building $18,363
2024			$66,186 Land $11,097 Building $55,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures