1205 11th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1205 11th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2022)
Tax Bill$2,562 (2025)
Deeds & MortgagesOct 2022 Assignment
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-413-0560

Property Details

APN / Parcel Number

Primary APN85-413-0560
Alternative APNs
  • 85-00413-0560
  • 42894

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Street Address1205 11TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12, BLK 105
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block105
Legal Lot Number12
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2038
Census Tract31500

Owner

1205 11th St SE is owned by two individuals who bought it in September 2022.

Source: Sherburne County records, as of April 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1, BECKER, MN 55308-0001
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Assignment of Agreement of Sale, Transfer
QUDARY TITLE, QUARRY TITLE
Jun 22, 2020Loan Modification, Mortgage
MINNWEST BK
Mar 6, 2019Warranty Deed, Transfer · Conventional Mortgage
MINNWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleMar 6, 2019 · Amount on File
Deed Document Number20221476423
Record UpdatedJun 8, 2026

October 2022: Assignment of Agreement of Sale, Transfer

Document TypeAssignment of Agreement of Sale
JurisdictionSHERBURNE MN
Recording DateOct 24, 2022
Property Address1205 11TH ST SE, SAINT CLOUD, MN 56304-1713
Document Number0000949951
Instrument DateSep 30, 2022
Instrument949951
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11161 OLYMPIA AVE, 11161, BECKER, MN 55308-3302

Transferred To (Grantee/Buyer)

NameVerified Name
Address1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address1205 11TH ST SE, SAINT CLOUD, MN 56304-1713
Document Number0000897264
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1205 11TH ST SE ST CLOUD MN 563041713, ST CLOUD, MN 56304-1713

Mortgage

Document Number0000897264
DateAug 5, 2020
Instrument897264
Lender
NameMINNWEST BK
TypeBank
Agreement
AmountAmount on Record
Term60 Months
DueAug 4, 2025

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 6, 2019
Property Address1205 11TH ST SE, SAINT CLOUD, MN 56304-1713
Document Number0000869095
Instrument DateFeb 28, 2019
Instrument869095
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1, BECKER, MN 55308-0001

Mortgage

Document Number0000869096
DateMar 6, 2019
Instrument869096
Lender
NameMINNWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1205 11th St SE was $2,562.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00$174,800 Land $40,000 Building $134,800$174,800 Land $40,000 Building $134,800
2023$2,044.00$174,800 Land $30,000 Building $144,800
2021$174,800 Land $30,000 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 11th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 11th St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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