120492 S 4140 Rd, Eufaula, OK 74432 Property Records

McIntosh County property record for 120492 S 4140 Rd, Eufaula, OK 74432

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,152 sqft · built 1965
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2014)
Tax Bill	$24 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`460001643`

Property Details

APN / Parcel Number

Primary APN	`460001643`
Alternative APN	`0000-07-09N-16E-1-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	460001643
Street Address	120492 S 4140 RD
City	EUFAULA
State	OK
Zip	74432-2739
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N495' E792' NE SE, E792' S2 S2 SE NE SEC 7-9-16 361/72 402/47 891/773 919/429 937/633 952/628 952/629 1069/102
Legal Range	16E
Legal Township	09N
Legal Section	07
Jurisdiction	MCINTOSH OK
Township / Civil Division	EUFAULA
Census Block Group	1
Census Block	1056
Census Tract	780100

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 PALMER LN, EUFAULA, OK 74432-2265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Sep 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Feb 27, 2014
Deed Book / Page	952 / 629
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	120492 S 4140 RD, EUFAULA, OK 74432-2739
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	FIRST RATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001113/103
Date	Jun 11, 2021
Book Page	1113/103
Instrument	2021-002928

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCINTOSH OK
Recording Date	Sep 4, 2019
Property Address	120492 S 4140 RD, EUFAULA, OK 74432-2739
Document Number	001069/102
Book / Page	1069 / 102
Instrument Date	Sep 4, 2019
Instrument	2019-004810
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414128 E 1207 RD, EUFAULA, OK 74432-3583

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Eufaula Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298 (+4.56%) Land $284 Building $14	$2,716 (-74.61%) Land $2,585 Building $131
2025	$24.00 (-4%)	$285 (-) Land $271 Building $14	$10,696 (+5.79%) Land $8,901 Building $1,795
2024	$25.00 (+19.05%)	$285 (+10.47%) Land $270 Building $15	$10,111 (+330.81%) Land $8,901 Building $1,210
2023	$21.00	$258 Land $179 Building $79	$2,347 Land $1,627 Building $720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #6 (VIVIAN) serves 1,500 people · EPA ID OK2004913
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	3 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
ecoLink Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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