San Diego County property record for 12049 Royal Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,434 sqft Living Area |
| Lot Size | 7,546 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2017) |
| Tax Bill | $6,680.00 (2025) |
Source: San Diego County records · APN 388-260-42-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 15, 2017 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | May 09, 2013 · Amount on Record |
| Deed Doc Number | 2017588337 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0000744505 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000256923 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-0256923 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 24, 2020 |
| Property Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Document Number | 0000744505 |
| Map Reference | MAP 1247 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020-0744505 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Document Number | 0000744506 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-0744506 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2017 |
| Property Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Document Number | 0000588337 |
| Map Reference | MAP1247 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 2017-0588337 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 12049 ROYAL RD, EL CAJON, CA 92021-1435 |
| Document Number | 0000588338 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017-0588338 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $510,535 (+2%) Land $278,421 Building $232,114 | |
| 2025 | $6,680.00 (+3.79%) | $500,525 (+4.04%) Land $272,962 Building $227,563 |
| 2023 | $6,436.00 (+1.96%) | $481,090 Land $262,363 Building $218,727 |
| 2022 | $6,312.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 388-260-42-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,434 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 7,546 sqft (0.173 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 12049 ROYAL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1435 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 28 SLY 60 FT OF NLY 245 FT OF E 1/2 OF TR 001247 |
| Legal Subdivision | PEERLESS ORANGE LANDS |
| Legal Tract | 001247 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 16806 |
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