Hennepin County property record for 12048 Porter Dr, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,597 sqft · built 1988 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,500 (Oct 1997) |
| Tax Bill | $4,991 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-120-21-41-0025 |
| Primary APN | 29-120-21-41-0025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,597 sqft Living Area |
| Gross Area | 3,232 sqft |
| 1st Floor Area | 1,597 sqft |
| Basement Area | 1,059 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 12048 PORTER DR |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLOCK 001 B OAK PARK PRESERVE S 84X125X83X135 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 29 |
| Legal Quarter | 41 |
| Legal Subdivision | OAK PARK PRESERVE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 26906 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12048 PORTER DR, CHAMPLIN, MN 55316-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1997 · Amount on Record |
| Deed Sale | Oct 30, 1997 · Amount on Record |
| Deed Document Number | 1997650911 |
| Last Transfer Date | Dec 24, 2020 |
| Transfer Doc | 0005793639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 21, 2021 |
| Property Address | 12048 PORTER DR, CHAMPLIN, MN 55316-2144 |
| Document Number | 0T05793639 |
| Instrument Date | Dec 29, 2020 |
| Instrument | T05793639 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | PILLAR TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12048 PORTER DR, CHAMPLIN, MN 55316-2144 |
| Document Number | 0T05793640 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | T05793640 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 12048 PORTER DR, CHAMPLIN, MN 55316-2144 |
| Document Number | 0005686086 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12048 PORTER DR CHAMPLIN MN 553162144, CHAMPLIN, MN 55316-2144 |
| Document Number | 0005686086 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 5686086 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 12048 PORTER DR, CHAMPLIN, MN 55316-2144 |
| Document Number | 0005590008 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12048 PORTER DR CHAMPLIN MN 553162144, CHAMPLIN, MN 55316-2144 |
| Document Number | 0005590008 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 5590008 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,991.00 (+10.01%) | $414,900 (+3.21%) Land $96,600 Building $318,300 | $414,900 (+3.21%) Land $96,600 Building $318,300 |
| 2023 | $4,537.00 Homeowner's exemption | ||
| 2022 | $402,000 Land $101,000 Building $301,000 | $402,000 Land $101,000 Building $301,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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