12045 Proctor Ct, Culpeper, VA 22701 Property Records

Culpeper County property record for 12045 Proctor Ct, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,336 sqft · built 2001
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Aug 2026)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-R-1-13`

Property Details

APN / Parcel Number

Primary APN	`50-R-1-13`
Alternative APN	`16453`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
1st Floor Area	1,701 sqft
Basement Area	1,701 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Area	972 sqft
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	196 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16453
Street Address	12045 PROCTOR CT
City	CULPEPER
State	VA
Zip	22701-8384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROTHERWOOD I LOT 13 PLAT CAB 2/140
Legal Subdivision	305
Legal Lot Number	13
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2022
Census Tract	930501

Owner

12045 Proctor Ct is owned and occupied by an individual who bought it in August 2026.

Source: Culpeper County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12045 PROCTOR CT, CULPEPER, VA 22701-8384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Deed Document Number	20264538
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Aug 17, 2026
Property Address	12045 PROCTOR CT, CULPEPER, VA 22701-8384
Document Number	0000004538
Instrument Date	Aug 14, 2026
Instrument	20264538
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12045 PROCTOR CT, CULPEPER, VA 22701-8384

Mortgage

Document Number	0000004539,
Date	Aug 17, 2026
Instrument	20264539

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12045 Proctor Ct was $2,608.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00	$606,600 Land $132,400 Building $474,200	$606,600 Land $132,400 Building $474,200
2024	$2,608.00 (-0.61%)
2023	$2,624.00	$570,600 Land $112,400 Building $458,200	$570,600 Land $112,400 Building $458,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12045 Proctor Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12045 Proctor Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW ACRES private · serves 336 people · EPA ID VA6047100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20