12045 Milton St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12045 Milton St, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	2 ba · 1,008 sqft · built 1951
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Jun 2018)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01242483`

Property Details

APN / Parcel Number

Primary APN	`13-01242483`
Alternative APN	`01242483`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	504 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	3,900 sqft (0.09 acres)
Porch	Enclosed Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01242483
Street Address	12045 MILTON ST
City	SILVER SPRING
State	MD
Zip	20902-2245
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R40
Legal Description	CONN AVE ESTATES
Legal Subdivision	CONN AVE EST
Legal Block	20
Legal Lot Number	P7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3006
Census Tract	703701

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 5, 2018	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL
Feb 22, 2018	Special Warranty Deed, Transfer · Commercial Mortgage JOHN MARSHALL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Book / Page	56121 / 452
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	0561190035
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245

Mortgage

Document Number	0701830280
Date	Feb 27, 2026
Book Page	70183/280

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0635380336
Date	Jul 20, 2021
Book Page	63538/336

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 5, 2018
Property Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245
Document Number	0561210452
Book / Page	056121 / 000452
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ASPEN R/E SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12045 MILTON ST SILVER SPRING MD 209022245, SILVER SPRING, MD 20902-2245

Mortgage

Document Number	561210494
Date	Jun 5, 2018
Book Page	056121/000494

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2023

Mortgage

Document Number	561210482,
Date	Jun 5, 2018
Book Page	056121/000482

Lender

Name	HOUSING OPPORTUNITIES COMM/MON
Address	KENSINGTON, MD 20895

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2028

Interest

Rate	5%

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 22, 2018
Property Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245
Document Number	0556860043
Book / Page	55686 / 043
Map Reference	MB36 PL2471
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE 1 LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12045 MILTON ST, SILVER SPRING, MD 20902-2245

Mortgage

Document Number	0005568650
Date	Feb 22, 2018
Instrument	55686/50

Lender

Name	JOHN MARSHALL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,167 (+5.01%)	$419,700 (+15.02%) Land $150,000 Building $269,700
2025	$4,826.00 (+6.21%)	$364,900 (+10.54%) Land $150,000 Building $214,900	$364,900 (-) Land $150,000 Building $214,900
2024	$4,544.00 (+40.33%)
2023		$330,100	$364,900 Land $150,000 Building $214,900
2022	$3,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

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