12044 Champlain St, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12044 Champlain St, Moreno Valley, CA 92557

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,385 sqft · built 1985
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Sep 2026)
Tax Bill$5,349 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN479-432-004

Property Details

APN / Parcel Number

Primary APN479-432-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,385 sqft Living Area
Gross Area1,935 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area522 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12044 CHAMPLAIN ST
CityMORENO VALLEY
StateCA
Zip92557-7713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.20 ACRES IN LOT 34 MB 141/029 TR 12902-3
Legal Subdivision141M29
Legal Tract12902-3
Legal Lot Number34
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2000
Census Tract42402

Owner

Source: Riverside County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12044 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Prior SaleOct 12, 2007 · Amount on Record
Deed Document Number2026304557
Prior Transfer DateNov 1, 2016
Prior Transfer Doc0000486374
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 30, 2026
Property Address12044 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
Document Number0000304557
Instrument DateSep 1, 2026
Instrument2026304557
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyCOAST TITLE, ORANGE COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,549.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12044 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713

Mortgage

Document Number0000304558,
DateSep 30, 2026
Instrument2026304558
Lender
NameFT MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityMoreno Valley City
Unified School DistrictMoreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,869 (+2%) Land $113,867 Building $280,002
2025$5,349.00 (+20.85%)$386,147 (+4.04%) Land $111,635 Building $274,512
2023$4,426.00 (+2.81%)$371,154 Land $107,301 Building $263,853
2022$4,305.00
2021$390,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN MUNICIPAL WD
serves 659,923 people · EPA ID CA3310009
Water SourcePurchased surface water from several systems
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Champlain St

Nearby Streets

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