12044 144th St, Largo, FL 33774 Property Records

Pinellas County property record for 12044 144th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,201 sqft · built 1963
Lot Size	0.199 acres (8,655 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2004)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6363-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6363-8`
Alternative APNs	`07-30-15-99522-000-0440` `301507995220000440` `153007995220000440` `R76294`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,201 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,201 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,655 sqft (0.199 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	413 sqft
Deck Area	832 sqft
Patio Area	832 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R76294
Street Address	12044 144TH ST
City	LARGO
State	FL
Zip	33774-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YELLOW BANKS GROVE 2ND ADD UNIT A LOT 44
Legal Range	15E
Legal Township	30S
Legal Section	7
Legal Subdivision	YELLOW BANKS GROVE 2ND ADD
Legal Tract	99522
Legal Lot Number	44
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2006
Census Tract	25208

Owner

12044 144th St is owned and occupied by two individuals who bought it in December 2004.

Source: Pinellas County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12044 144TH ST, LARGO, FL 33774-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2004 · Amount on File
Deed Sale	Dec 1, 2004 · Amount on File
Prior Sale	Apr 22, 2003 · Amount on File
Deed Document Number	2004466961
Deed Book / Page	13972 / 584
Transfer Doc	9237000430
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12044 144TH ST, LARGO, FL 33774-3325
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12044 144TH ST, LARGO, FL 33774-3325
Investor	Possibly a Property Investor

Mortgage

Document Number	0234241461
Date	Jan 16, 2026
Book Page	23424/1461
Instrument	2026012443

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12044 144TH ST, LARGO, FL 33774-3325
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218231359
Date	Nov 29, 2021
Book Page	21823/1359
Instrument	2021384542

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12044 144TH ST, LARGO, FL 33774-3325
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204402293
Date	Feb 25, 2019
Book Page	20440/2293
Instrument	2019060273

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Feb 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12044 144th St was $1,536 with a homeowner's exemption, up 6.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,536.00 (+6.74%) Homeowner's exemption	$123,111	$402,834 Land $177,476 Building $225,358
2024	$1,439.00 (+2.86%)
2023	$1,399.00 (+4.17%) Homeowner's exemption	$116,156 (+3%)	$314,000 (+5.39%) Land $183,507 Building $130,493
2022	$1,343.00 Homeowner's exemption	$112,773	$297,927 Land $188,926 Building $109,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12044 144th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1979–1998)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12044 144th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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