12043 Thistle Braes Ter, Lakeside, CA 92040 Property Records

San Diego County property record for 12043 Thistle Braes Ter, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,584 sqft · built 1964
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jan 2004)
Tax Bill	$11,339 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-250-76-00`

Property Details

APN / Parcel Number

Primary APN	`397-250-76-00`
Alternative APN	`3972500500`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	2,584 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Family
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	3972500500
Street Address	12043 THISTLE BRAES TER
City	LAKESIDE
State	CA
Zip	92040-4928
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	UNMBD LOT 0.61 AC M/L IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	2
Legal Lot Number	142
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16807

Owner

12043 Thistle Braes Ter, a residential property, is owned and occupied by two individuals who acquired it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2004 · Amount on File
Deed Sale	Jan 30, 2004 · Amount on File
Prior Sale	Dec 31, 1998 · Amount on File
Deed Document Number	200476361
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000488965
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928

Mortgage

Document Number	0000476094
Date	Jul 1, 2021
Instrument	2021-0476094

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Document Number	0000488965
Map Reference	MAP 289
Instrument Date	Jun 30, 2021
Instrument	2021-0488965
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160412
Date	Mar 27, 2020
Instrument	2020-0160412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Document Number	0000237039
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12043 THISTLE BRAES TER LAKESIDE CA 920404928, LAKESIDE, CA 92040-4928

Mortgage

Document Number	0000237039
Date	Jun 18, 2019
Instrument	237039

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12043 THISTLE BRAES TER, LAKESIDE, CA 92040-4928
Document Number	0000506739
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12043 THISTLE BRAES TER LAKESIDE CA 920404928, LAKESIDE, CA 92040-4928

Mortgage

Document Number	0000506739
Date	Dec 10, 2018
Instrument	506739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12043 Thistle Braes Ter was $11,339 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$853,481 (+2%) Land $319,038 Building $534,443
2025	$11,339.00 Homeowner's exemption	$836,747 Land $312,783 Building $523,964
2023	$10,610.00 (+1.96%) Homeowner's exemption	$804,257 Land $300,638 Building $503,619
2022	$10,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12043 Thistle Braes Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12043 Thistle Braes Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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