12042 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 12042 Saunders Rd, Pecatonica, IL 61063 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Lot Size	7.53 acres
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$187,000 (2010)
Tax Bill	$7,025.00 (2025)

Owner

Source: Winnebago County records · APN 1030100009

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12042 SAUNDERS RD, PECATONICA, IL 61063-9134
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2010 · Amount on Record
Deed Sale	Sep 13, 2010 · Amount on Record
Deed Doc Number	201034827
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12042 SAUNDERS RD, PECATONICA, IL 61063-9134
Document Number	0001017959
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	12042 SAUNDERS RD PECATONICA IL 610639134, PECATONICA, IL 61063-9134

Mortgage

Document Number	0001017959
Date	Jun 26, 2018
Instrument	1017959

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2033

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Burritt Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,025.00	$106,240 (+40.26%) Land $42,449 Building $63,791	$318,720 (+40.26%) Land $127,347 Building $191,373
2022	Homeowner's exemption	$75,745 Land $30,571 Building $45,174	$227,235 Land $91,713 Building $135,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1030100009`
Alternative APN	`426 257`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Lot Area	328,007 sqft
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Gas Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	426 257
Street Address	12042 SAUNDERS RD
City	PECATONICA
State	IL
Zip	61063-9134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	BEG PT 2181.76 FT E OF NW COR NW1/4 E441.1 FT S 739.32 FT W 445.81 FT TH N739.34 FT TO POB AKA PT LTS 1 & 6 SECSEC: 30 TWP: 27 RANGE: 11 ACRES: 7.53
Legal Range	11E
Legal Township	27N
Legal Section	30
Legal Lot Number	1,6
Jurisdiction	WINNEBAGO IL
Minor Civil Division	BURRITT
Census Blockgroup	1
Census Block	1060
Census Tract	4200