Isle Of Wight County property record for 12042 Modest Neck Rd, Ivor, VA 23866
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,583 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-001 |
| Primary APN | 18-04-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 12042 MODEST NECK RD |
|---|---|
| City | IVOR |
| State | VA |
| Zip | 23866-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAC |
| Legal Description | L 1 TERRAPIN NECK FARM |
| Legal Subdivision | TERRAPIN NECK FARM |
| Legal Lot Number | 1 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | CARRSVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 280200 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12042 MODEST NECK RD, IVOR, VA 23866-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| May 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2003 |
| Deed Sale | Aug 6, 2003 |
| Deed Document Number | 20036255 |
| Last Transfer Date | Oct 3, 2023 |
| Transfer Doc | 0000003787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 12042 MODEST NECK RD, IVOR, VA 23866-2502 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12042 MODEST NECK RD, IVOR, VA 23866-2502 |
| Document Number | 0250001633 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 250001633 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 12042 MODEST NECK RD, IVOR, VA 23866-2502 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12042 MODEST NECK RD, IVOR, VA 23866-2502 |
| Document Number | 0250001987 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 250001987 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,583.00 (+4.49%) | $319,000 (-) Land $40,000 Building $279,000 | $319,000 (-) Land $40,000 Building $279,000 |
| 2025 | $2,472.00 | $319,000 (+697.5%) Land $40,000 Building $279,000 | $319,000 (+697.5%) Land $40,000 Building $279,000 |
| 2023 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1998–2006) |
| Most Recent Claim | Oct 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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