12041 Serena Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12041 Serena Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,198 sqft · built 1962
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Jan 2016)
Tax Bill	$7,321 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`377-230-04-00`

Property Details

APN / Parcel Number

Primary APN	`377-230-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,198 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12041 SERENA RD
City	LAKESIDE
State	CA
Zip	92040-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 74 POR TR 001492
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001492
Legal Block	4
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4006
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12041 SERENA RD, LAKESIDE, CA 92040-1346
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 6, 2023	Intrafamily Transfer, Transfer
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
May 2, 2020	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2016 · Amount on Record
Deed Sale	Jan 6, 2016 · Amount on Record
Prior Sale	Mar 16, 2009 · Amount on Record
Deed Document Number	20166117
Last Transfer Date	Feb 2, 2023
Transfer Doc	0000029622
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12041 SERENA RD, LAKESIDE, CA 92040-1346
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12041 SERENA RD, LAKESIDE, CA 92040-1346

Mortgage

Document Number	0000229133
Date	Aug 23, 2023
Instrument	2023-0229133

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2023
Property Address	12041 SERENA RD, LAKESIDE, CA 92040-1346
Document Number	0000029621
Map Reference	MAP 1492
Instrument Date	Feb 2, 2023
Instrument	2023-0029621
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12041 SERENA RD, LAKESIDE, CA 92040-1346

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12041 SERENA RD, LAKESIDE, CA 92040-1346
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12041 SERENA RD, LAKESIDE, CA 92040-1346

Mortgage

Document Number	0000216232
Date	Mar 19, 2021
Instrument	2021-0216232

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12041 SERENA RD, LAKESIDE, CA 92040-1346
Document Number	0000231928
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12041 SERENA RD LAKESIDE CA 920401346, LAKESIDE, CA 92040-1346

Mortgage

Document Number	0000231928
Date	May 7, 2020
Instrument	231928

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$621,839 (+2%) Land $319,979 Building $301,860
2025	$7,321.00 (+5.34%) Homeowner's exemption	$609,647 (+4.04%) Land $313,705 Building $295,942
2023	$6,950.00 (+1.56%) Homeowner's exemption	$585,975 Land $301,524 Building $284,451
2022	$6,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Serena Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures