Miami-Dade County property record for 12040 SW 186th St, Miami, FL 33177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1958 |
| Lot Size | 0.174 acres (7,575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,000 (Jun 2021) |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-6006-001-5630 |
| Primary APN | 30-6006-001-5630 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 7,575 sqft (0.174 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 180 sqft |
| Street Address | 12040 SW 186TH ST |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33177-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | AMVETS CITY PB 46-83 AKA NEW SO MIAMI HGTS SEC F G & H LOT 4 BLK 51 LOT SIZE 75.000 X 101 OR 15639-2740 0289 4 FREDERICK A CISKO (DECD 1-12-06) |
| Legal Range | 40E |
| Legal Township | 56S |
| Legal Section | 06 |
| Legal Subdivision | AMVETS CITY |
| Legal Block | 51 |
| Legal Lot Number | 4 |
| Jurisdiction | DADE FL |
| Township / Civil Division | PRINCETON-GOULDS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10205 |
12040 SW 186th St is owned and occupied by two individuals who bought it in June 2021.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Dec 18, 2017 | Warranty Deed, Transfer · Line of Credit CIVIC FINANCIAL SERVICES LLC |
| Dec 7, 2017 | Trustee's Deed, Foreclosure |
| Jul 13, 2017 | Grant Deed, Transfer |
| May 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Dec 7, 2017 · Amount on File |
| Deed Document Number | 2021466183 |
| Deed Book / Page | 32592 / 795 |
| Prior Transfer Date | Dec 5, 2017 |
| Prior Transfer Doc | 0000687655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 30, 2021 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000466183 |
| Book / Page | 32592 / 795 |
| Map Reference | MB 46 PG 83 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021R0466183 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | TITLE LEADERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,166.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 WEST PLZ FLAGLER ST922, ST922, MIAMI, FL 33147-4734 |
| Name | Verified Name |
|---|---|
| Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000000797 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 32592/797 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000176340 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 31859/4654 |
| Instrument | 2020R0176340 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000707853 |
| Book / Page | 30796 / 1456 |
| Map Reference | MB 46 PG 83 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017R0707853 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FLORIDA ABSTRACT & SECURITY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12040 SW 186TH ST, 12040, MIAMI, FL 33177-3229 |
| Name | Verified Name |
|---|---|
| Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000707854 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017R0707854 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Dec 7, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000687655 |
| Book / Page | 030784 / 000072 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 687655 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,066.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 28 W FLAGLER ST #922 MIAMI FL 331301806, 922, MIAMI, FL 33130-1806 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000399200 |
| Book / Page | 030611 / 002427 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 399200 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 28 W FLAGLER ST #922 MIAMI FL 331301806, 922, MIAMI, FL 33130-1806 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 19, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000285348 |
| Book / Page | 030541 / 001512 |
| Instrument Date | May 18, 2017 |
| Instrument | 285348 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 SW 7TH ST #200 MIAMI FL 331302992, 200, MIAMI, FL 33130-2992 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000311646 |
| Book / Page | 030557 / 004168 |
| Instrument Date | May 18, 2017 |
| Instrument | 311646 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 SW 7TH ST #200 MIAMI FL 331302992, 200, MIAMI, FL 33130-2992 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 12040 SW 186TH ST, MIAMI, FL 33177-3229 |
| Document Number | 0000112061 |
| Book / Page | 030436 / 003695 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 112061 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $51.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 28 W FLAGLER ST #922 MIAMI FL 331301806, 922, MIAMI, FL 33130-1806 |
The 2025 property tax bill for 12040 SW 186th St was $5,910 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,910.00 Homeowner's exemption | $345,681 | $433,892 Land $248,738 Building $185,154 |
| 2023 | $5,467.00 (+3.9%) Homeowner's exemption | $326,155 (+3%) | $359,893 (+13.65%) Land $180,900 Building $178,993 |
| 2022 | $5,262.00 | $316,656 Land $135,675 Building $180,981 | $316,656 Land $135,675 Building $180,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12040 SW 186th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–1999) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 1999 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12040 SW 186th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyNet360 Fixed Wireless | 160 / 35 |
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