12040 Stillwind Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 12040 Stillwind Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,544 sqft · built 1987
Lot Size	0.355 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2023)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600-0014-0248-00`

Property Details

APN / Parcel Number

Primary APN	`600-0014-0248-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	756 sqft
Basement Area	788 sqft
Finished Basement	470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	15,507 sqft (0.355 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12040 STILLWIND DR
City	CINCINNATI
State	OH
Zip	45249-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STILLWIND DR 75.48 X 180.78 FT IRR LOT66 WINDFIELD SUB BL B SEC5
Legal Subdivision	WINDFIELD SUB
Legal Block	B
Legal Lot Number	66
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1002
Census Tract	22302

Owner

12040 Stillwind Dr is owned and occupied by an individual who bought it in January 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12040 STILLWIND DR, CINCINNATI, OH 45249-1262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Prior Sale	Apr 10, 2006 · Amount on File
Deed Document Number	0000002804
Deed Book / Page	14831 / 1188
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 12, 2023
Property Address	12040 STILLWIND DR, CINCINNATI, OH 45249-1262
Document Number	0000002804
Book / Page	14831 / 1188
Map Reference	MB 263 PG37,38,95&96
Instrument Date	Jan 9, 2023
Instrument	2023-0002804
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 STILLWIND DR, CINCINNATI, OH 45249-1262

Mortgage

Document Number	0000002805
Date	Jan 12, 2023
Instrument	2023-0002805

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12040 Stillwind Dr was $5,011, up 15.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,011.00 (+15.83%)	$96,250 (-) Land $15,225 Building $81,025
2024	$4,326.00 (-0.3%)	$96,250 (-) Land $15,225 Building $81,025
2023	$4,339.00 (+23.51%)	$96,250 (+53.71%) Land $15,225 Building $81,025	$275,000 Land $43,500 Building $231,500
2022	$3,513.00 Homeowner's exemption	$62,619 Land $11,970 Building $50,649
2020			$178,910 Land $34,200 Building $144,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12040 Stillwind Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12040 Stillwind Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20