12040 Elsie Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 12040 Elsie Ln, Dunkirk, MD 20754

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.93 acres (345,431 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (Sep 2020)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Apr 2023 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-137163`

Property Details

APN / Parcel Number

Primary APN	`03-137163`
Alternative APNs	`3137163` `137163`

Exterior

Lot Area	345,431 sqft (7.93 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	137163
Street Address	12040 ELSIE LN
City	DUNKIRK
State	MD
Zip	20754
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RUR
Legal Description	7.93 AC 12040 ELSIE LN DUNKIRK
Legal Subdivision	LYONS CREEK
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

12040 Elsie Ln, residential vacant land, is held in a trust since April 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1970 POTTS POINT RD, HUNTINGTOWN, MD 20639-8201
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Intrafamily Transfer, Transfer
Sep 10, 2020	Grant Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC
Sep 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Deed Book / Page	5693 / 563
Last Transfer Date	Apr 14, 2023
Transfer Doc	0064250406
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 27, 2023
Property Address	12040 ELSIE LN, DUNKIRK, MD 20754
Document Number	0064250406
Book / Page	6425 / 406
Instrument Date	Apr 14, 2023
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1970 POTTS POINT RD, HUNTINGTOWN, MD 20639-8201

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2020
Property Address	12040 ELSIE LN, DUNKIRK, MD 20754
Document Number	0056930563
Book / Page	005693 / 000563
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12040 ELSIE LN DUNKIRK MD 20754, DUNKIRK, MD 20754

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 21, 2017
Property Address	12040 ELSIE LN, DUNKIRK, MD 20754
Document Number	0050650400
Book / Page	005065 / 000400
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FERRY LANDING RD DUNKIRK MD 20754, DUNKIRK, MD 20754

Tax Assessment & Valuation

The 2025 property tax bill for 12040 Elsie Ln was $1,431.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,600 (-) Land $132,600	$132,600 (-) Land $132,600
2025	$1,431.00	$132,600 Land $132,600	$132,600 Land $132,600
2023	$1,377.00	$132,600 Land $132,600	$132,600 Land $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12040 Elsie Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12040 Elsie Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elsie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures