12040 Co Rd 4001, Holts Summit, MO 65043 Property Records

Callaway County property record for 12040 Co Rd 4001, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,504 sqft · built 2001
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-03.0-06.1-00-000-002.018`

Property Details

APN / Parcel Number

Primary APN	`28-03.0-06.1-00-000-002.018`
Alternative APN	`2803006100000000000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2803006100000002018
Street Address	12040 COUNTY ROAD 4001
City	HOLTS SUMMIT
State	MO
Zip	65043-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BIG SKY PLAT 2
Legal Subdivision	BIG SKY PLAT 2
Legal Lot Number	22
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1003
Census Tract	70702

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCE BANK
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025
Deed Sale	Oct 2, 2025
Prior Sale	Aug 17, 2020
Deed Document Number	202505584
Deed Book / Page	522 / 925
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/815
Date	Aug 17, 2020
Book Page	244/815
Instrument	202005552

Lender

Name	COMMERCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/256
Date	Jul 28, 2021
Book Page	247/256
Instrument	202105832

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 2, 2025
Property Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538
Document Number	000522/925
Book / Page	522 / 925
Instrument Date	Sep 23, 2025
Instrument	202505584
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538

Mortgage

Document Number	0202505585
Date	Oct 2, 2025
Instrument	202505585

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 17, 2020
Property Address	12040 COUNTY ROAD 4001, HOLTS SUMMIT, MO 65043-2538
Document Number	000486/908
Book / Page	486 / 908
Instrument Date	Aug 14, 2020
Instrument	202005551
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 BIG SKY DR, HOLTS SUMMIT, MO 65043

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (-2.48%)	$36,225 (-)	$190,660 (-)
2024	$2,258.00 (+0.04%)	$36,225 (-)	$190,660 (-)
2023	$2,257.00 (+1.3%)	$36,225 (+1.33%)	$190,660 (+1.33%)
2022	$2,228.00	$35,750 Land $3,800 Building $31,950
2021			$188,160 Land $20,000 Building $168,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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