Minnehaha County property record for 1204 W 13th St, Sioux Falls, SD 57104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 814 sqft · built 1924 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,684 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-20-130-024-000 |
| Primary APN | 01-22-20-130-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 814 sqft Finished Area |
| Gross Area | 1,078 sqft |
| 1st Floor Area | 814 sqft |
| Upper Floors Area | 264 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 395 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Deck Area | 25 sqft |
| Patio Area | 333 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 30727 |
|---|---|
| Street Address | 1204 W 13TH ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57104-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERIN & YOUNG SUB BLKS 6&7 E 7` 21 & W 43` 22 EMERSON`S ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | GERIN & YOUNG SUB |
| Legal Block | 6 |
| Legal Lot Number | 22 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 900 |
1204 W 13th St is owner-occupied and held in a trust since January 2021.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1204 W 13TH ST, SIOUX FALLS, SD 57104-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage CHARTER W BANK |
| Jan 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 602DEED/537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 28, 2026 |
| Property Address | 1204 W 13TH ST, SIOUX FALLS, SD 57104-4111 |
| Document Number | 0000159777 |
| Book / Page | 2016-M / 834 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026159777 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1204 W 13TH ST, SIOUX FALLS, SD 57104-4111 |
| Document Number | 0000159777, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2016-M/834 |
| Instrument | 2026159777 |
| Name | CHARTER W BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jan 27, 2021 |
| Property Address | 1204 W 13TH ST, SIOUX FALLS, SD 57104-4111 |
| Document Number | 602DEED/537 |
| Book / Page | 602 DEED / 537 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1204 W 13TH ST, SIOUX FALLS, SD 57104-4111 |
| Document Number | 1912MTG581 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 1912 MTG/581 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1204 W 13th St was $2,684.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,625 (-1.1%) Land $29,077 Building $166,548 | $195,625 Land $29,077 Building $166,548 | |
| 2025 | $2,684.00 | $197,800 (+4.71%) Land $29,400 Building $168,400 | |
| 2024 | $2,684.00 | $188,900 Land $29,400 Building $159,500 | |
| 2022 | $2,583.00 | $171,900 Land $30,400 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 W 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1204 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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