1204 Vista Cayenta, San Clemente, CA 92672 Property Records

Orange County property record for 1204 Vista Cayenta, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1974
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,283,000 (Apr 2020)
Tax Bill	$14,101 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-221-11`

Property Details

APN / Parcel Number

Primary APN	`690-221-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Good
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1204 VISTA CAYENTA
City	SAN CLEMENTE
State	CA
Zip	92672-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8145 BLK LOT 39
Legal Subdivision	TRACT NO 8145
Legal Tract	8145
Legal Lot Number	39
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 10, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 4, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	2020163765
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	0000161618
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356

Mortgage

Document Number	0000298205
Date	Sep 6, 2022
Instrument	2022000298205

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 7, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356

Mortgage

Document Number	0000070713
Date	Feb 1, 2021
Instrument	2021000070713

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2020
Property Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356
Document Number	0000163765
Map Reference	MB 3239 PG 48-50
Instrument Date	Mar 18, 2020
Instrument	2020000163765
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356

Mortgage

Document Number	0000163766
Date	Apr 10, 2020
Instrument	2020000163766

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000163767
Date	Apr 10, 2020
Instrument	2020000163767

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jun 4, 2019
Property Address	1204 VISTA CAYENTA, SAN CLEMENTE, CA 92672-2356
Document Number	0000190194
Instrument Date	May 30, 2019
Instrument	190194
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1204 VISTA CAYENTA SAN CLEMENTE CA 926722356, SAN CLEMENTE, CA 92672-2356

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,431,207 (+2%) Land $1,260,588 Building $170,619
2025	$14,101.00 (+3.91%) Homeowner's exemption	$1,403,145 (+4.04%) Land $1,235,871 Building $167,274
2023	$13,570.00 (+1.95%) Homeowner's exemption	$1,348,660 Land $1,187,880 Building $160,780
2022	$13,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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