Cleveland County property record for 1204 Spring Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,647 sqft · built 1964 |
| Lot Size | 0.528 acres (23,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jun 2023) |
| Tax Bill | $2,672 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25817 |
| Primary APN | 25817 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,647 sqft Finished Area |
| Basement Area | 1,647 sqft |
| Unfinished Basement | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 23,004 sqft (0.528 acres) |
| Lot Dimensions | 162 ft deep x 142 ft wide |
| Garage Type | Carport |
| Garage Area | 273 sqft |
| Carport | Carport |
| Carport Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 242 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1356839 |
|---|---|
| Street Address | 1204 SPRING DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #45 BLK B PB10-32 |
| Legal Subdivision | MEADOWOOD BUILDERS INC PROP |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950701 |
1204 Spring Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 SPRING DR, SHELBY, NC 28150-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 2023200088770 |
| Deed Book / Page | 1901 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 23, 2023 |
| Property Address | 1204 SPRING DR, SHELBY, NC 28150-4227 |
| Document Number | 0019010115 |
| Book / Page | 1901 / 115 |
| Map Reference | MB 10 PG 32 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 200088770 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1204 SPRING DR, SHELBY, NC 28150-4227 |
| Document Number | 0001901118 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 1901/118 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 10, 2020 |
| Property Address | 1204 SPRING DR, SHELBY, NC 28150-4227 |
| Document Number | 0018190067 |
| Book / Page | 1819 / 67 |
| Map Reference | MB 10 PG 32 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 200042706 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1204 SPRING DR, SHELBY, NC 28150-4227 |
| Document Number | 181971 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 1819/71 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 1204 Spring Dr was $2,672, up 1.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,672.00 (+1.4%) | $264,884 (-) Land $24,083 Building $240,801 | $264,884 (-) Land $24,083 Building $240,801 |
| 2025 | $2,635.00 | $264,884 Land $24,083 Building $240,801 | $264,884 Land $24,083 Building $240,801 |
| 2023 | $135,933 (-) Land $21,825 Building $114,108 | $135,933 (-) Land $21,825 Building $114,108 | |
| 2022 | $135,933 Land $21,825 Building $114,108 | $135,933 Land $21,825 Building $114,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1204 Spring Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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