1204 Roland Rd, Chipley, FL 32428 Property Records

Washington County property record for 1204 Roland Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,168 sqft · built 1974
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Dec 2020)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`000008820001`

Property Details

APN / Parcel Number

Primary APN	`000008820001`
Alternative APN	`08820001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,168 sqft Heated Area
Gross Area	4,536 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Finished
Garage Area	576 sqft

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	792 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000008820001
Street Address	1204 ROLAND RD
City	CHIPLEY
State	FL
Zip	32428-5182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 3 13 40 ORB 1194 P 448 NE4 OF NW4
Legal Range	13W
Legal Township	03N
Legal Section	27
Legal Block	0882
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2029
Census Tract	970303

Owner

1204 Roland Rd is owned and occupied by an individual who bought it in December 2020.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1204 ROLAND RD, CHIPLEY, FL 32428-5182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Jul 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Deed Document Number	202067008845
Deed Book / Page	1194 / 448
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 29, 2020
Property Address	1204 ROLAND RD, CHIPLEY, FL 32428-5182
Document Number	0067008845
Book / Page	1194 / 448
Map Reference	MB 1141 PG 218
Instrument Date	Dec 23, 2020
Instrument	202067008845
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 ROLAND RD, 1204, CHIPLEY, FL 32428-5182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 ROLAND RD, CHIPLEY, FL 32428-5182

Mortgage

Document Number	0000000450
Date	Dec 29, 2020
Instrument	1194/450

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 11, 2018
Property Address	1204 ROLAND RD, CHIPLEY, FL 32428-5182
Document Number	0067004684
Book / Page	001122 / 000043
Instrument Date	Jun 27, 2018
Instrument	67004684
Transaction Type	Foreclosure
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 OKEECHOBEE BLVD #700 WEST PALM BEACH FL 334016353, 700, WEST PALM BEACH, FL 33401-6353

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Roland Rd was $5,287 with a homeowner's exemption, up 3.9% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+3.89%) Homeowner's exemption	$422,594 (+2.21%) Land $88,000 Building $334,594	$422,594 (+2.21%) Land $88,000 Building $334,594
2024	$5,089.00 (-3.94%) Homeowner's exemption	$413,437 (+3.17%) Land $80,000 Building $333,437	$413,437 (+3.17%) Land $80,000 Building $333,437
2023	$5,298.00 (+8.68%)	$400,746 (+8.77%) Land $80,000 Building $320,746	$400,746 (+8.77%) Land $80,000 Building $320,746
2022	$4,875.00	$368,433 Land $71,600 Building $296,833	$368,433 Land $71,600 Building $296,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 Roland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 Roland Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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