1204 Penguin Ct, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1204 Penguin Ct, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,991 sqft · built 1972
Lot Size	0.182 acres (7,940 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Dec 2025)
Tax Bill	$11,944 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`13-00101-12-00118`

Property Details

APN / Parcel Number

Primary APN	`13-00101-12-00118`
Alternative APNs	`1300101001200118` `00004363`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,991 sqft Living Area
1st Floor Area	2,991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,940 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00004363
Street Address	1204 PENGUIN CT
City	FORKED RIVER
State	NJ
Zip	08731-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	IRR
Legal Subdivision	BAYSIDE BEACH SEC 03
Legal Block	101
Legal Lot Number	118
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1015
Census Tract	732104

Owner

1204 Penguin Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer TITLE LINK LLC, TITLE LINES LLC
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 27, 2020	Deed of Trust, Mortgage · Construction Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	2025101919
Deed Book / Page	20234 / 40
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 22, 2025
Property Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Document Number	0202340040
Book / Page	20234 / 40
Instrument Date	Dec 12, 2025
Instrument	2025101919
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	TITLE LINK LLC, TITLE LINES LLC

Transaction

Amount	Amount on Record
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 COLGATE AVE, LANOKA HARBOR, NJ 08734-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188420045
Date	Dec 28, 2021
Book Page	18842/45
Instrument	2021182857

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 PENGUOI COURT, FORKED RIVER, NJ 08731-5503

Mortgage

Document Number	0187781009
Date	Nov 16, 2021
Book Page	18778/1009
Instrument	2021163882

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Oct 20, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184010859
Date	Apr 5, 2021
Book Page	18401/859
Instrument	2021051065

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1204 PENGUIN CT, FORKED RIVER, NJ 08731-5503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180270181
Date	Aug 27, 2020
Book Page	18027/181
Instrument	2020093638

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Penguin Ct was $11,944, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,700 (-) Land $158,800 Building $277,900	$436,700 (-) Land $158,800 Building $277,900
2025	$11,944.00 (+7.94%)	$436,700 Land $158,800 Building $277,900	$436,700 Land $158,800 Building $277,900
2024	$11,065.00
2023		$436,700 Land $158,800 Building $277,900	$436,700 Land $158,800 Building $277,900
2022	$9,882.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1204 Penguin Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 337 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	337 in force
Nearby Flood Claims	652 (1978–2022)
Claims Outside the SFHA	5 of 652
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 303 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 77 claims Coastal Storms & Flooding, Apr 1984 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1204 Penguin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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