1204 Oregon St, Joliet, IL 60435 Property Records

Will County property record for 1204 Oregon St, Joliet, IL 60435

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 898 sqft · built 1941
Lot Size0.15 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Mar 2022)
Tax Bill$6,136 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Nov 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN30-07-05-111-013

Property Details

APN / Parcel Number

Primary APN30-07-05-111-013
Alternative APN
  • 07051110130000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area898 sqft
Gross Area1,401 sqft
Basement Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,600 sqft (0.15 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1204 OREGON ST
CityJOLIET
StateIL
Zip60435-3717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 255 THE SW'LY 20 FT OF LOT 254 IN KERWIN TERRACE SUB, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 IN SEC. 5, T35N-R10E.
Legal Range10E
Legal Township35N
Legal Section05
Legal SubdivisionKERWIN TERRACE
Legal Lot Number255
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group3
Census Block3010
Census Tract881500

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1204 OREGON ST, JOLIET, IL 60435-3717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 3, 2020Warranty Deed, Transfer · FHA Mortgage
INLAND BK&TR
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 15, 2017Warranty Deed, Transfer · FHA Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Document Number202218200
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMar 1, 2022
Property Address1204 OREGON ST, JOLIET, IL 60435-3717
Document Number0000018200
Map ReferenceDOC 366058
Instrument DateFeb 10, 2022
InstrumentR2022018200
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$223.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 DEARBORN ST, JOLIET, IL 60435-2607

Mortgage

Document Number0000018201
DateMar 1, 2022
InstrumentR2022018201
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate3.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1204 OREGON ST, JOLIET, IL 60435-3717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094120
DateNov 30, 2017
InstrumentR2017094120
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMar 3, 2020
Property Address1204 OREGON ST, JOLIET, IL 60435-3717
Document Number0000017287
Instrument DateFeb 19, 2020
Instrument17287
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyAFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12548 HORSESHOE LN MANHATTAN IL 604428421, MANHATTAN, IL 60442-8421

Mortgage

Document Number17288
DateMar 3, 2020
Instrument17288
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1204 OREGON ST, JOLIET, IL 60435-3717
Document Number0000083427
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 3, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1204 OREGON ST JOLIET IL 604353717, JOLIET, IL 60435-3717

Mortgage

Document Number0000083427
DateOct 24, 2017
Instrument83427
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 23, 2032

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateFeb 15, 2017
Property Address1204 OREGON ST, JOLIET, IL 60435-3717
Document Number0000013936
Instrument DateFeb 4, 2017
Instrument13936
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1204 OREGON ST JOLIET IL 604353717, JOLIET, IL 60435-3717

Mortgage

Document Number13937
DateFeb 15, 2017
Instrument13937
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 14, 2032

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,136.00 (+18.5%)
2024$77,231 (+24.42%) Land $13,378 Building $63,853$231,693 (+24.42%) Land $40,134 Building $191,559
2022$5,178.00 Homeowner's exemption$62,071 Land $10,752 Building $51,319$186,213 Land $32,256 Building $153,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1981)
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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