1204 N Main St, Temple, TX 76501 Property Records

Bell County property record for 1204 N Main St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,850 sqft · built 1960
Lot Size	0.238 acres (10,402 sqft)
Owner	Individual Name on File
Tax Bill	$5,570 (2023)
Deeds & Mortgages	Nov 2023 Sale Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088920000`

Property Details

APN / Parcel Number

Primary APN	`0088920000`
Alternative APNs	`814621` `55280`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,452 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1960
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,402 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	922 sqft
Storage Building	100 sqft

Location & Zoning

Account Number	814621
Street Address	1204 N MAIN ST
City	TEMPLE
State	TX
Zip	76501-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 008, LOT PT 4, (E 130' OF 4), ACRES 0.242 (E 130' OF 4), ACRES 0.242
Legal Subdivision	NORTH PARK
Legal Block	8
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3006
Census Tract	20500

Owner

1204 N Main St is owned and occupied by an individual who acquired it in November 2023.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1204 N MAIN ST, TEMPLE, TX 76501-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer
Feb 1, 2022	Vendor's Lien, Transfer FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Feb 1, 2022
Deed Document Number	2023052155
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 22, 2023
Property Address	1204 N MAIN ST, TEMPLE, TX 76501-2017
Document Number	0000052155
Instrument Date	Oct 20, 2023
Instrument	2023052155
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 N MAIN ST, TEMPLE, TX 76501-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 N MAIN ST, TEMPLE, TX 76501-2017

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 1, 2022
Property Address	1204 N MAIN ST, TEMPLE, TX 76501-2017
Document Number	0000006516
Map Reference	VOL 195 PG 539
Instrument Date	Jan 28, 2022
Instrument	2022006516
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 N MAIN ST, TEMPLE, TX 76501-2017

Mortgage

Date	Feb 1, 2022

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000006517
Date	Feb 1, 2022
Instrument	2022006517

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,570.00 (+45.77%)	$242,966 Land $20,072 Building $222,894	$242,966 Land $20,072 Building $222,894
2022	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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