1204 Hemlock St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1204 Hemlock St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,080 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$5,117 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.12-4-8`

Property Details

APN / Parcel Number

Primary APN	`422800 58.12-4-8`
Alternative APN	`280005801200040080000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1204 HEMLOCK ST
City	SCHENECTADY
State	NY
Zip	12306-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,CRPT,PT HOMELANDS 1-245,PT244 6.-441-22
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3012
Census Tract	33004

Owner

1204 Hemlock St is owned and occupied by two individuals who bought it in July 2026.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	587 BROADWAY, E5, MENANDS, NY 12204-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jan 22, 2013 · Amount on File
Deed Document Number	202616517
Deed Book / Page	2176 / 278
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 22, 2026
Property Address	1204 HEMLOCK ST, SCHENECTADY, NY 12306-3611
Document Number	0000016517
Book / Page	2176 / 278
Instrument Date	Jul 15, 2026
Instrument	202616517
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	INGEO, CSC INGEO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016518,
Date	Jul 22, 2026
Instrument	202616518

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1204 Hemlock St was $5,117 with a homeowner's exemption, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,117.00 (+1.93%) Homeowner's exemption
2025	$5,020.00	$137,000 Land $6,200 Building $130,800	$210,800 Land $9,540 Building $201,260
2023		$137,000 Land $6,200 Building $130,800	$180,300 Land $8,160 Building $172,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1204 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 Hemlock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880