1204 Harmony Ct, Naperville, IL 60563 Property Records

DuPage County property record for 1204 Harmony Ct, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,656 sqft · built 1995
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$605,000 (Aug 2026)
Tax Bill$11,043 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-08-301-105

Property Details

APN / Parcel Number

Primary APN08-08-301-105

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,656 sqft Living Area
Gross Area3,766 sqft
1st Floor Area1,434 sqft
2nd Floor Area1,222 sqft
Basement Area1,110 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area10,454 sqft (0.24 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1204 HARMONY CT
CityNAPERVILLE
StateIL
Zip60563-8544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionYORKSHIRE TERRACE SUB ALL
Legal SubdivisionYORKSHIRE TERRACE SUB
Legal Lot Number14
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3004
Census Tract846105

Owner

Source: DuPage County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1204 HARMONY CT, NAPERVILLE, IL 60563-8544
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
May 21, 2025Deed of Trust, Mortgage · Line of Credit
BMO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Prior SaleNov 3, 1998 · Amount on Record
Deed Document Number202658112
Prior Transfer DateOct 23, 1998
Prior Transfer Doc0000229254
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateAug 24, 2026
Property Address1204 HARMONY CT, NAPERVILLE, IL 60563-8544
Document Number0000058112
Instrument DateAug 17, 2026
Instrument202658112
Transaction TypeTransfer
Record UpdatedSep 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$91,657.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1204 HARMONY CT, NAPERVILLE, IL 60563-8544

Mortgage

Document Number0000058113,
DateAug 24, 2026
Instrument202658113
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.7%
Initial TypeFixed Rate
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1204 HARMONY CT, NAPERVILLE, IL 60563-8544
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 HARMONY CT, NAPERVILLE, IL 60563-8544

Mortgage

Document Number0000029654
DateMay 21, 2025
InstrumentR2025-029654
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,043.00 (+5.6%)$205,226 (+18.92%) Land $80,840 Building $124,386$615,678 (+18.92%) Land $242,520 Building $373,158
2022$10,457.00 Homeowner's exemption Senior Citizen's exemption$172,580 Land $67,980 Building $104,600$517,740 Land $203,940 Building $313,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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